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Disaster Assistance Available from FEMA

This page contains information on different types of assistance that can be available during a Federally Declared Disaster Declaration.

Visit disasterassistance.gov and enter your address to find out if your area is declared for Individual Assistance.

Housing Needs

  • Temporary Housing (a place to live for a limited period of time): Financial assistance may be available to homeowners or renters to rent a different place to live, or assistance can be a government provided housing unit when rental properties are not available.

  • Lodging Expenses Reimbursement: Reimbursement of hotel expenses for homeowners or renters may be available for short periods of time due to inaccessibility or utility outage if not covered by insurance or any other program.

  • Repair: Financial assistance may be available to homeowners to repair damage from the disaster to their primary residence that is not covered by insurance. The goal is to make the damaged home safe, sanitary, and functional.

  • Replacement: Financial assistance may be available to homeowners to replace their home destroyed in the disaster that is not covered by insurance. The goal is to help the homeowner with the cost of replacing their destroyed home.

  • Permanent or Semi-Permanent Housing Construction: Direct assistance or money for the construction of a home. This type of help occurs only in insular areas or other locations specified by FEMA, where no other type of housing assistance is possible.

What specific items are covered by "Housing Needs" assistance?
Do I qualify for "Housing Needs" Assistance?

Other than Housing Needs

Money is available for necessary expenses and serious needs caused by the disaster. This includes:

  • Disaster-related child care expenses.

  • Disaster-related medical and dental expenses.

  • Disaster-related funeral and burial expenses.

  • Disaster-related damages to essential household items (room furnishings, appliances); clothing; tools (specialized or protective clothing and equipment) required for your job; necessary educational materials (computers, school books, supplies).

  • Fuels for primary heat source (heating oil, gas).

  • Clean-up items (wet/dry vacuum, dehumidifier).

  • Disaster-related damage to an essential vehicle.

  • Moving and storage expenses related to the disaster (moving and storing property to avoid additional disaster damage while disaster-related repairs are being made to the home).

  • Other necessary expenses or serious needs as determined by FEMA.

  • Other expenses that are authorized by law.

Additional Services

Community Services Programs include:

  • Crisis Counseling Assistance and Training Program
  • Disaster Unemployment Assistance
  • Disaster Legal Services
  • Disaster Case Management

The Internal Revenue Service (IRS) Special Tax Considerations:

  • Publication Number 2194 'Disaster Losses Kit' can be downloaded from the United States Internal Revenue Services as a resource guide.

  • Tax Relief Guidance in Disaster Situations

Individual Assistance Program and Policy Guide (IAPPG)

The Individual Assistance Program and Policy Guide (IAPPG) consolidates policy statements for all IA programs, including the Individuals and Households Program, the Mass Care and Emergency Assistance programs, and the Community Services programs. It applies to any disaster declared on or after March 1, 2019.

Last Updated: 
04/24/2020 - 18:35