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Glossary

Terms frequently used by FEMA. In a few instances, standard insurance industry terms have been added for additional focus and emphasis.
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Term: Access and Functional Needs

Persons who may have additional needs before, during and after an incident in functional areas, including but not limited to: maintaining independence, communication, transportation, supervision, and medical care. Individuals in need of additional response assistance may include those who have disabilities; live in institutionalized settings; are seniors; are children; are from diverse cultures; have limited English proficiency or are non-English speaking; or are transportation disadvantaged.

Glossary Section: NDRF - National Disaster Recovery Framework
Term: Access/Accessible

The suitability or adaptability of programs, services, activities, goods, facilities, privileges, advantages or accommodations provided by a public or private (for-profit or not-for-profit) entity, or by any entity to which it contracts for all members of the population, including individuals with disabilities

Glossary Section: NDRF - National Disaster Recovery Framework
Term: Act

The National Flood Insurance Act of 1968 and any amendments to it.

Glossary Section: NFIP - National Flood Insurance Program
Term: Actual Cash Value (ACV)

The cost to replace an insured item of property at the time of loss, less the value of physical depreciation.

Glossary Section: NFIP - National Flood Insurance Program
Term: Active Firefighter

The functional elements of a program. Example: Training and Personal Protective Equipment are activities included the Operations and Safety Program Area.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Activity

The functional elements of a program. Example: training and personal protective clothing are activities within the Operations and Firefighters Safety Program.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Advanced Cardiac Life Support

A set of clinical interventions used for the urgent treatment of cardiac arrest and other life-threatening medical emergencies as well as the knowledge and skills to deploy those interventions.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Affiliated EMS Organization

Affiliated EMS organizations are supported by a hospital. This support includes any portion of an EMS organizations' operation including equipment, salaries, vehicles, facilities, etc. Occasional re-supply of expendables is allowed.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Air-Drying

Use a cool, low-humidity area with good air circulation. Place absorbent material (see interleaving) under objects; replace it when wet. If possible, air dry material on plastic racks (commercial bread trays or rust-proof screens) to increase evaporation. Exposure to light may reduce threat of mold, but prolonged sunlight can cause fading.

Glossary Section: Salvage
Term: Alternative Rating

A rating method used when a building is Pre-FIRM, the Flood Insurance Rate Map (FIRM) zone is unknown, and the community in which the building is located has no V Zones. May also be used for renewal of policies in communities that have converted from the Emergency Program to the Regular Program during a policy's term.

Glossary Section: NFIP - National Flood Insurance Program
Term: Anchored

Adequately secured to prevent flotation, collapse or lateral movement.

Glossary Section: NFIP - National Flood Insurance Program
Term: Applicant

An individual or the head of a household who has applied for Federal disaster assistance. 44 CFR 206.111

Glossary Section: NFIP - National Flood Insurance Program, NDHS - National Disaster Housing Strategy
Term: Applicant Share

The amount of the grant award the applicant must pay if they are awarded federal funding. For the Fire Grant Program, the funds must be raised from nonfederal sources and cannot be in-kind donations.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Application

The statement made and signed by the prospective policyholder or the agent/producer in applying for an NFIP flood insurance policy. The Application gives information used to determine the eligibility of the risk, the kind of policy to be issued, and the correct premium payment. The Application is part of the flood insurance policy. For a policy to be issued, the correct premium payment must accompany the Application.

Glossary Section: NFIP - National Flood Insurance Program
Term: Application Number

When an application has been successfully submitted to the Assistance to Firefighters Grant Program (including Fire Grants, SAFER and Fire Prevention & Safety), it is assigned an application number. Applicants should keep a record of this number.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Application Package

A formal communication offered by the government containing the application notice for one or more discretionary grant or cooperative agreement programs and all the information and forms needed to apply for those programs.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Application Period

This is the period of time during which applications for funding will be accepted. The specifics of the application period are detailed in the application package.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Appurtenant Structure

A detached garage servicing a 1-4 family dwelling.

Also see Accessory Structure.

Glossary Section: NFIP - National Flood Insurance Program
Term: Assignment

The transfer by a policyholder of his/her legal right or interest in a policy contract to a third party. In the NFIP, written assignment of a policy is permissible upon transfer of title without the consent of the FEMA, except in the case where a residential (household) contents-only policy is involved or a policy was issued to cover a building in the course of construction.

Glossary Section: NFIP - National Flood Insurance Program
Term: Assurances

A list of requirements found in different federal laws, regulations and executive orders applicants agree to observe as a condition of receiving federal assistance.

Glossary Section: AFGP - Assistance to Firefighters Grants Program