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Office of the Flood Insurance Advocate Annual Report
The 2021 OFIA Annual Report highlights affordability issues across the NFIP and makes recommendations for programmatic improvements.
FEMA’s Swift Current Initiative Supports Increased Nationwide Resilience and Equity
In March 2022, FEMA launched the Flood Mitigation Assistance (FMA) program Swift Current initiative that seeks to substantially speed up the delivery of funding following a flood event.
Where Do Policyholder Dollars Go?
This section of the Watermark shows how policy money funds NFIP activities. As of December 31, 2021, the average premium, including FPF, is $771.
Information about the Community Rating System
Since 1990, the Community Rating System (CRS) has been a voluntary program for recognizing and encouraging community floodplain management activities exceeding the minimum NFIP standards. Flood insurance premiums for policyholders in a CRS-participating community are reduced to reflect the added flood risk protection that results from community activities.
Town of Lyons, Colorado: Leveraging Financial Resources
Mountains over a week, in an area that typically receives 14 inches of precipitation annually. That rain landed on the tens of thousands of mountainous acres that drain into the St. Vrain watershed, at the base of which sits the town of Lyons (population 2,035).
Town of Lyons, Colorado: Building Community Strength Through Recovery
On September 9, 2013, a major storm front stalled over Colorado, dumping a record-breaking 18 inches of rain across the Rocky Mountains over a week, in an area that typically receives 14 inches of precipitation annually. That rain landed on the tens of thousands of mountainous acres that drain into the St. Vrain watershed, at the base of which sits the town of Lyons (population 2,035).
Town of Lyons, Colorado: Rebuilding Substantially Damaged Housing
On September 9, 2013, a major storm front stalled over Colorado, dumping a record-breaking 18 inches of rain across the Rocky Mountains over a week, in an area that typically receives 14 inches of precipitation annually. That rain landed on the tens of thousands of mountainous acres that drain into the St. Vrain watershed, at the base of which sits the town of Lyons (population 2,035).
Puerto Rico Community Mapping Collaboration: Empowering Risk-Informed Resilience in Underserved Communities
Examine the outcomes of leveraging data-driven assessments and technical assistance from the Community Planning and Capacity Building (CPCB) Recovery Support Function (RSF) to empower underserved communities in Puerto Rico to recover.
Loss Avoidance Study: Hurricane Ida 2021: Jefferson Parish Louisiana
Three separate hurricanes affected the same area of Jefferson Parish between 2005- 2021. After Hurricane Katrina in 2005, FEMA mitigation funds for $2.3 million were used to elevate 23 individual homes. After Hurricane Isaac in 2012, FEMA published a loss avoidance study. This original loss avoidance study has been updated after Hurricane Ida in 2021.
Teamwork Approach to Outreach and Engagement Reduces Flood Risk
Tulsa, Oklahoma, has a long history with flood-related disasters and hazard mitigation planning. Decades ago, a George Washington University study identified Tulsa as the most frequently flooded city in the United States.