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Glossary

Terms frequently used by FEMA. In a few instances, standard insurance industry terms have been added for additional focus and emphasis.

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Término: Date of Construction

The date that the building permit was issued, provided the actual start of construction, repair, reconstruction or improvement was within 180 days of the permit date.

Glossary Section: NFIP - National Flood Insurance Program
Término: Deadline Date

The date by which an applicant must submit their discretionary grant (or cooperative agreement) application in order to be considered for funding by the federal agency.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Término: Debris

The remains of something broken down or destroyed.

Glossary Section: NDRF - National Disaster Recovery Framework
Término: Declarations Page

A computer-generated summary of information provided by the prospective policyholder in the application for flood insurance. The declarations page also describes the term of the policy and the limits of coverage and displays the premium and the insurer's name. The declarations page is a part of the flood insurance policy.

Glossary Section: NFIP - National Flood Insurance Program
Término: Deductible

The fixed amount of an insured loss that is the responsibility of the insured and that is incurred before any amounts are paid for the insured loss under the insurance policy.

Glossary Section: NFIP - National Flood Insurance Program
Término: Default

Failure to perform what is required or to fulfill an obligation such as the requirements of a grant. Defaulting on a federal grant may require the return of all or a portion of the federal funds disbursed under the grant.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Término: Delinquent Debt

Overdue or failure to satisfy a financial obligation to a person or entity. For the purposes of the Assistance to Firefighters Grants, the debt in question is debt to the federal government. The concern applies only to the applicant organization, not the individual or authorized representative who is completing the application. Categories of debt include delinquent audit disallowances, loans and taxes.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Término: Department of Homeland Security

The federal agency responsible for leading a unified national effort to secure the United States of America. Its mission is preventing and deterring terrorist attacks and protecting against and responding to, threats and hazards to the nation. DHS ensures safe and secure borders, welcomes lawful immigrants and visitors and promotes the free-flow of commerce.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Término: Dependent

Someone who is normally claimed as such on the Federal tax return of another, according to the Internal Revenue Code. It may also mean the minor children of a couple not living together, where the children live in the affected residence with the parent or guardian who does not actually claim them on the tax return. 44 CFR 206.111

Glossary Section: NDHS - National Disaster Housing Strategy
Término: Described Location

The location where the insured building or personal property is found. The described location is shown on the Declarations Page.

Glossary Section: NFIP - National Flood Insurance Program
Término: Diagram Number

Any of the numbers used in the instructions to the NFIP Elevation Certificate to identify the diagrams of the main types of buildings.

Glossary Section: NFIP - National Flood Insurance Program
Término: Direct Assistance

Assistance provided to disaster survivors by the Federal Government in the form of physical resources; essentially all assistance that is not provided monetarily. This includes housing units that are acquired by purchase or lease, directly for individuals or households who, because of a lack of available housing resources, would be unable to make use of financial assistance as well as direct activities by the government to repair or rent units, such as contracting with a company to repair a rental property.

Glossary Section: NDHS - National Disaster Housing Strategy
Término: Direct Physical Loss By or From Flood

Loss or damage to insured property, directly caused by a flood. There must be evidence of physical changes to the property.

Glossary Section: NFIP - National Flood Insurance Program
Término: Discretionary Grant

An award of financial assistance in the form of money, or property in lieu of money, by the federal government to an eligible grantee, usually on the basis of a competitive review process.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Término: Doublewide Manufactured (Mobile) Home

A manufactured (mobile) home that, when assembled as a nonmovable, permanent building, is at least 16 feet wide and has an area within its perimeter walls of at least 600 square feet.

Glossary Section: NFIP - National Flood Insurance Program
Término: Drag Rescue Device

The drag rescue device allows for rapid removal of downed firefighters. The strap is accessed through a flap found along the rear top of collar on structural firefighting coats. It is designed for dragging incapacitated firefighters and not rated for any vertical lifting. It creates a "Figure 8" around the chest.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Término: DUNS Number

The Data Universal Numbering System (DUNS) number is a unique nine-character identification number required for all federal grant recipients. DUNS numbers are provided by the commercial company Dun & Bradstreet. The federal government uses the DUNS number to identify related organizations receiving funding from grants and cooperative agreements and to provide consistent name and address data for electronic grant applications.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Término: Duplication of Benefits

Assistance provided from different sources for the same specific need.

Glossary Section: NDHS - National Disaster Housing Strategy
Término: Dwelling

A building designed for use as a residence for no more than 4 families or a single-family unit in building under a condominium form of ownership.

Glossary Section: NFIP - National Flood Insurance Program
Término: Dwelling Form

See Standard Flood Insurance Policy (SFIP)--Dwelling Form.

Glossary Section: NFIP - National Flood Insurance Program