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Florida Hurricane Michael (DR-4399)

Incident Period: October 07, 2018 - October 19, 2018
Major Disaster Declaration declared on October 11, 2018

Individual Assistance Applications
Approved: 29,874

Total Individual & Households Program
Dollars Approved: $125,239,590.25

Designated Counties (Individual Assistance):

Bay, Calhoun, Franklin, Gadsden, Gulf, Holmes, Jackson, Leon, Liberty, Taylor, Wakulla, Washington


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<p>Hurricane Michael Survivor Resources for Florida:</p> Download Original

Current Florida Housing Snapshot

Current numbers on 1/17/2018

Total dollars approved: $131 Million

Individuals and Housing Program

  • Housing Assistance: $107.5 Million
  • Other Needs Assistance: $23.8 MIllion

Transitional Sheltering Assistance

  • Current Households: 604

Rental Assistance: 20,610 Homeowners & Renters

Direct Housing: 307 Families in Units

National Flood Insurance Program (NFIP): $140.6 Million in Total Claims Paid

The US Army Corps of Engineers: 7,800+ Blue Roof Installations

Small Business Administration

  • $575 Million in Disaster Loans for Homeowners, Renters, & Businesses
  • $489.7 Million in Home Loans
  • $84.7 Million in Business Loans

Recovery Resources for Hurricane Michael Survivors

State of Florida: State officials support a wide range of programs for survivors. They include:

FEMA: For information and updates go to FEMA.gov/disaster/4399, DisasterAssistance.gov or call
the Disaster Helpline, 800-621-3362 (800-462-7585 TTY). For FEMA on social media, go to Facebook.com/FEMA and Twitter.com/FEMAregion4.

U.S. Small Business Administration: For low-interest loans for repairs and damage not covered
by insurance or to replace household items, go to Disasterloan.sba.gov/ela or call 800-659-2955,
(800-877-8339 TTY). For other information, visit DisasterAssistance.gov or call 800-621-3362
(800-462-7585 TTY). More business recovery options are at Florida’s Small Business Development Network.

Health: For the federal Emergency Prescription Assistance Program (EPAP), visit Phe.gov/EPAP.


Mental Health: Options include:

  • The Federal Disaster Distress Helpline, 800-985-5990 (text TalkWithUs to 66746; for Spanish, text Hablanos to 66746).
  • Florida Mental Health Access Line, 800-945-1355, operating 4 p.m. to 7 p.m. daily.

Access and Functional Needs: For a sign language interpreter, foreign language translator or other resources, visit Resources-people-disabilities-access-functional-needs or call 800-621-3362
(800-462-7585 TTY) or 470-364-7252. Other resources include:

  • Florida Association of Centers for Independent Living at FloridaCILS.org or call 850-575-6004.
  • Disability Resource Center at www.DRCPC.org or call 850-769-6890; (866-954-5898 TTY).

Environment and Cleanup: The Department of Ecology’s Hurricane Michael website has survivor tips and environmental updates.


Legal Services: A legal-aid hotline is now available for Hurricane Michael survivors in Florida who cannot pay for an attorney: 866-550-2929. The hotline operates through a partnership of The Florida Bar Young Lawyers Division, the American Bar Association Young Lawyers Division, and FEMA.

Food: The state and U.S. Department of Agriculture run the federal Disaster Supplemental D-SNAP program to assist survivors with meals who do not receive food stamps. Visit dcf.state.fl.us/programs/access/dsnap or call 866-762-2237. For a directory of Florida food-bank locations, visit Feedingflorida.org or call 855-352-3663.

Tax Assistance: Visit: irs.gov/newsroom/tax-relief.

Fraud Protection: Homeowners who may suspect they are being scammed should contact the Disaster Fraud Hotline, 866-720-5721 (TTY 844-889-4357) or local law enforcement.

Official Disaster Declaration, DR-4399-FL Hurricane Michael


The Federal Emergency Management Agency (FEMA) hereby gives notice to the public of its intent to reimburse eligible applicants for eligible costs to repair or replace facilities damaged by Hurricane Michael beginning October 7, 2018 until October 19, 2018. This notice applies to the Public Assistance (PA), Individual Assistance (IA), and Hazard Mitigation Grant (HMGP) programs implemented under the authority of the Robert T. Stafford Disaster Relief and Emergency Assistance Act, 42 U.S.C. §§ 5121-5207.

Under a major disaster declaration FEMA DR-4399-FL signed by the President on October 11, 2017, the following counties have been designated adversely affected by the disaster and eligible for IA: Bay, Calhoun, Franklin, Gadsden, Gulf, Holmes, Jackson, Liberty, Leon, Taylor, Wakulla and Washington.


The following counties have been designated as eligible for PA Categories A and B, including Direct Federal Assistance: Bay, Calhoun, Franklin, Gadsden, Gulf, Hamilton, Holmes, Jackson, Jefferson, Liberty, Leon, Madison, Suwanee, Taylor, Wakulla and Washington.


The following counties have been designated as eligible for PA Categories C-G, including Direct Federal Assistance: Bay, Calhoun, Gadsden, Gulf, Jackson and Liberty.

Additional counties may be designated at a later date without further public notice. The Hazard Mitigation Grant Program is available statewide.

This public notice concerns activities that may affect historic properties, activities that are located in or affect wetland areas or the 100-year floodplain, and critical actions within the 500-year floodplain. Such activities may adversely affect the historic property, floodplain or wetland, or may result in continuing vulnerability to flood damage.

Presidential Executive Orders 11988 and 11990 require that all federal actions in or affecting the floodplain or wetlands be reviewed for opportunities to relocate and are evaluated for social, economic, historic, environmental, legal, and safety considerations. Where there is no opportunity to relocate, FEMA is required to undertake a detailed review to determine what measures may be taken to minimize future damages. The public is invited to participate in the process of identifying alternatives and analyzing their impacts.

FEMA has determined that for certain types of facilities there are normally no alternatives to restoration in the floodplain or wetland. These are facilities that meet all of the following criteria: 1) FEMA’s estimate of the cost of repairs is less than 50% of the cost to replace the entire facility and is less than $100,000; 2) the facility is not located in a floodway; 3) the facility has not sustained major structural damage in a previous Presidentially declared flooding disaster or emergency; and 4) the facility is not critical (i.e., the facility is not a hospital, generating plant, emergency operations center, or a facility that contains dangerous materials). FEMA intends to provide assistance for the restoration of these facilities to their pre-disaster condition, except where measures to mitigate the effect of future flooding or other hazards may be included in the statement of work. For example, a bridge or culvert restoration may include a larger waterway opening to decrease the risk of future washouts.

For routine activities, this will be the only public notice provided. Other activities, and those involving facilities that do not meet the four criteria, are required to undergo more detailed review, including study of alternate locations. Subsequent public notices regarding such projects will be published if necessary as more specific information becomes available.

In many cases, an applicant may have started facility restoration before federal involvement. Even if the facility must undergo detailed review and analysis of alternate locations, FEMA will fund eligible restoration at the original location if the facility is functionally dependent on its floodplain location (e.g., bridges and flood control facilities), or the project facilitates an open space use, or the facility is an integral part of a larger network that is impractical or uneconomical to relocate, such as a road. In such cases, FEMA must also examine the possible effects of not restoring the facility, minimizing floodplain or wetland impacts, and determining both that an overriding public need for the facility clearly outweighs the Executive Order requirements to avoid the floodplain or wetland, and that the site is the only practicable alternative. The State of Florida and local officials will confirm to FEMA that proposed actions comply with all applicable state and local floodplain management and wetland protection requirements.

FEMA intends to provide IA program funding for disaster-related emergency housing. These actions may adversely affect a floodplain or wetland, or may result in continuing vulnerability to floods. These actions may include repair, restoration, or construction of housing or private bridges, purchase and placement of travel trailers or manufactured housing units, or repair of structures as minimum protective measures. This will be the only public notice concerning these actions.

FEMA also intends to provide HMGP funding to the State of Florida to mitigate future disaster damages. These projects may include construction of new facilities, modification of existing, undamaged facilities, relocation of facilities out of floodplains, demolition of structures, or other types of projects to mitigate future disaster damages. In the course of developing project proposals, subsequent public notices will be published if necessary as more specific information becomes available.

The National Historic Preservation Act requires federal agencies to take into account the effect of their Undertakings on historic properties. Those actions or activities affecting buildings, structures, districts or objects 50 years or older or that affect archeological sites or undisturbed ground will require further review to determine if the property is eligible for listing in the National Register of Historic Places (Register). If the property is determined to be eligible for the Register and FEMA’s undertaking will adversely affect it, FEMA will provide additional public notices. For historic properties not adversely affected by FEMA’s undertaking, this will be the only public notice.

The Rehabilitation Act of 1973 protects the civil rights of persons with disabilities. It prohibits discrimination on the basis of disability by the federal government, federal contractors, and by recipients of federal financial assistance. Any recipient or sub-recipient of federal funds is required to make their programs accessible to individuals with disabilities. Its protections apply to all programs and businesses that receive any federal funds. This applies to all elements of physical/architectural, programmatic and communication accessibility in all services and activities conducted by or funded by FEMA. FEMA intends to comply with the Rehabilitation Act in all federally conducted and assisted programs in alignment with the principles of whole community inclusion and universal accessibility.

As noted, this may be the only public notice regarding the above-described actions under the PA, IA, and HMGP programs. Interested persons may obtain information about these actions or a specific project by writing to the U.S. Department of Homeland Security, Federal Emergency Management Agency – Region IV - EHP, 3003 Chamblee Tucker Rd, Atlanta, GA 30341-4112 or via email to FEMA-R4EHP@fema.dhs.gov. Please include in the subject line of the email, “DR-4399-FL EHAD”. Comments should be sent in writing at the above address within 15 days of the date of this notice.

How to Replace Lost or Damaged Documents

Below is a list of some useful websites and telephone numbers:

SNAP Cards
Phone: 866-762-2237
Agents available 8 a.m. to 5 p.m. Monday-Friday

Green Cards

Phone: 800-375-5283

Birth Certificates and Death Certificates

Phone: 850-245-4444

Florida Driving Licenses

Phone: 850-617-3000

Bank Checks, ATM/Debit Cards or Safe Deposit Boxes

Phone: 877-275-3342

Credit Cards – Contact the appropriate issuing institution

Visa: 800-847-2911

MasterCard: 800-627-8372

Discover: 800-347-2683

American Express: 800-327-1267

Credit Reports: Equifax, Experian or TransUnion

Phone: 877-322-8228

Social Security Cards:

Phone: 800-772-1213

Fraud Alerts or a Credit Freeze: Both are free. But there are important differences between these two options:

• An extended fraud alert means that a business must verify your identity before it issues new credit. An extended fraud alert, lasting seven years, is available only to identity theft victims. To get an extended fraud alert, you’ll first need an Identity Theft Report, which you can create at IdentityTheft.gov.

• A freeze generally stops all access to your credit report, while a fraud alert permits creditors to get your report as long as they take steps to verify your identity. A freeze is available to anyone, whether or not you are a victim of identity theft. For more information, visit https://go.usa.gov/xPyWX.

Identity Theft Resource Center

Phone: 888-400-5530

Email: info@fightidentitytheft.com.

Medicare Cards

Phone: 800-772-1213 (TTY 1-800-325-0778)
Monday-Friday from 7 a.m. to 7 p.m.


Phone: 877-487-2778

U.S. Savings Bonds

Phone: 844-284-2676 (toll-free)

Federal Tax Returns

Phone: 800-829-1040

Military Records

Phone: 866-272-6272

Insurance Documents

Phone: Check with your insurance agent.

Real Estate and Property Records (Mortgage Documents, Deeds, etc.)

Phone: Contact your agent.

Medical and Prescription Records: Call your doctor; medical and prescription records are tracked electronically.

Proof of Address/Residency: Contact your local utility company to obtain a recent bill.

National Archives Records

Phone: 866-272-6272

Please Note: FEMA does not endorse any specific products or services.


Hurricane Michael Rumor Control Page

Disaster Recovery Centers

Disaster Recovery Centers offer in-person support to help Florida residents through the disaster assistance process following Hurricane Michael.  

NOTE: All Disaster Recovery Centers will close at 1 p.m. on Monday, Jan. 21, in honor of the Martin Luther King federal holiday, and will re-open at 9 a.m. on Jan. 22.

Representatives from the State of Florida, the Federal Emergency Management Agency (FEMA) and the U.S. Small Business Administration (SBA) are at the centers to answer questions about disaster assistance and low-interest disaster loans for homeowners, renters and businesses. The centers are located at the following locations:



Operating Hours/Days


Bay County Public Library

898 W. 11th Street, Panama City, FL 32401

Mon.-Fri. 9 a.m. to 6 p.m.

Sat. 9 a.m. to 1 p.m.


Callaway Community Center

599 Beulah Avenue, Callaway, FL 32404

Mon.-Fri. 9 a.m. to 6 p.m.

Sat. 9 a.m. to 1 p.m.


Blountstown Public Library

17731 NE Pear St. Blountstown, FL 32424

Mon.-Fri. 9 a.m. to 6 p.m.

Sat. 9 a.m. to 1 p.m.


Old Gretna Elementary School

706 Martin Luther King Jr. Blvd. Gretna, FL 32332

Mon.-Fri. 9 a.m. to 6 p.m.

Sat. 9 a.m. to 1 p.m.


Wewahitchka Branch Library

314 N. 2nd St. Wewahitchka, FL 32465

Mon.-Fri. 9 a.m. to 6 p.m.

Sat. 9 a.m. to 1 p.m.


University Extension Office

2741 Penn Avenue, Marianna, FL 32448

Mon.-Fri. 9 a.m. to 6 p.m.

Sat. 9 a.m. to 1 p.m.

What To Expect After Registering For Assistance

After registering for disaster assistance, a survivor may be contacted by a housing inspector to schedule an inspection. The inspection generally takes about 20-40 minutes. The inspector will want to see the damaged areas of the home and any damaged furniture and personal property. There is no fee for the inspection.

Housing inspectors always wear a FEMA badge and will not ask you for your unique 9-digit registration number. They will already have it on file.

If the home was found to be inaccessible at the time of inspection, the applicant is required to let FEMA know when the home is accessible and request a new inspection. To update the status of an uninhabitable dwelling, applicants should call the disaster assistance helpline at 800-621-3362.

Someone 18 years of age or older must be present during the inspection. The inspector will also ask to see:  If you receive an SBA loan application, complete it.Completing the application is a necessary step to be considered for other forms of disaster assistancee. You don't have to accept the loan.

  • Photo identification;
  • Proof of ownership/occupancy of damaged residence (tax bill, mortgage payment book, rental agreement or utility bill);
  • Insurance documents (homeowner’s or renter’s insurance and/or an auto insurance policy summary);
  • List of people living in the residence at the time of disaster; and
  • All disaster-related damages to both real and personal property.

Once the inspection process is complete, FEMA will review the case and send a letter to the applicant outlining a decision.

If an applicant is eligible for FEMA assistance, FEMA will send funds via check by mail or direct deposit into the survivor’s bank account. If a survivor receives money for rental assistance, the survivor must keep documentation and receipts of payments made and have a written landlord/tenant agreement for the time frame for which assistance is provided.

If an applicant is not eligible for FEMA assistance, FEMA will send a letter explaining why the applicant was determined ineligible. The applicant should read this letter carefully. Many times ineligibility is due to FEMA not having important information, such as an insurance settlement letter, proof of ownership or proof of occupancy. Applicants have 60 days to appeal a FEMA decision. The appeal process is detailed in the letter.

Cleaning Up After a Disaster

 refrigerator, washer/dryer, air conditioner, stove, water heater, dishwasher. (Do not leave doors unsealed or unsecured.)Hazardous waste: oil, battery, pesticide, paint, cleaning supplies, compressed gas.Vegetative debris: tree branches, leaves, logs, plants.Construction debris: building materials, drywall, lumber, carpet, furniture, plumbing.Household garbage: bagged garbage, discarded food, paper, packaging.Published with permission of the Tuscaloosa News.

Below are a few simple guidelines to follow that will make the clean-up and salvage process safer and easier:

Returning Home

  • Always wear protective clothing including long-sleeved shirts, long pants, rubber or plastic gloves and waterproof boots or shoes.
  • Before entering your home, look outside for damaged power lines, gas lines and other exterior damage.
  • Take photos of your damage before you begin clean up and save repair receipts.
  • Your home may be contaminated with mold, which raises the health risk for those with asthma, allergies and breathing conditions.
  • Open doors and windows so your house can air out before spending any length of time inside.
  • Turn off main electrical power and water systems and don’t use gas appliances until a professional can ensure they are safe.
  • Check all ceilings and floors for signs of sagging or other potentially dangerous structural damage.
  • Throw out all foods, beverages and medicines exposed to flood waters or mud including canned goods and containers with food or liquid.
  • Also, throw out any items that absorb water and cannot be cleaned or disinfected (mattresses, carpeting, stuffed animals, etc.).
  • Beware of snakes, insects, and other animals that may be on your property or in your home.

Building Back Stronger Events

As Floridians repair or rebuild their homes damaged by Hurricane Michael, FEMA and home improvement stores are teaming up to provide free information and literature on making homes stronger and safer. FEMA specialists will be on hand to answer questions and offer home-improvement guidance with proven methods to prevent or reduce damage from future disasters. Most of the information and the free publications are tailored for do-it-yourself work and general contractors.


Find more information about strengthening property at fema.gov/protect-your-property.


FEMA Mitigation representatives are conducting Community Education Outreach at:

FEMA and retailers in Jackson and Leon counties are teaming up Jan.17-23 to provide free information and literature on making homes stronger and safer, as Floridians repair or rebuild their homes damaged by Hurricane Michael.

Advisors will be available at the following stores 8 a.m. to 5:30 p.m. Monday through Friday and 9 a.m. to 1 p.m. Saturday:


Walmart                                                 Walmart

2255 Highway 71                                    4021 Lagniappe Way                    

Marianna, FL 324448                              Tallahassee, FL 32317                                  


FEMA specialists will be on hand in Marianna and Tallahassee to answer questions and offer home improvement guidance with proven methods to prevent or reduce damage from future disasters.


Most of the information and the free publications are tailored for do-it-yourself work and general contractors.

Videos in American Sign Language and Foreign Languages

How to Help

  • When disaster strikes, every little bit helps. To make the most of your contributions, please follow our guidelines to learn the most effective and safest ways to donate cash, goods, or time following a disaster.  How to help after a disaster. The best way to help is with cash donations to trusted organizations. · Cash is efficient, flexible to use, and requires no packaging or transport. · Trusted organizations will ensure your money goes to help those in need.FEMA does not transport donations, please work with a trusted organization.
  • Cash is best. Financial contributions to recognized disaster relief organizations are the fastest, most flexible, and most effective method of donating. Organizations on the ground know what items and quantities are needed, often buy in bulk with discounts and, if possible, purchase through area businesses which supports economic recovery.
  • Confirm donations needed. Critical needs change rapidly – confirm needed items BEFORE collecting; pack and label carefully; confirm delivery locations; arrange transportation. Unsolicited goods NOT needed burden local organizations’ ability to meet survivors’ confirmed needs, drawing away valuable volunteer labor, transportation, and warehouse space.
  • Connect to volunteer. Trusted organizations operating in the affected area know where volunteers are needed, and can ensure appropriate volunteer safety, training, and housing.
  • Learn more about National Voluntry Organizations Active in a Disaster by visiting www.nvoad.org/.

Financial Assistance

Individual Assistance - Dollars Approved


Total Individual & Households Program (IHP) - Dollars Approved*


Total Housing Assistance (HA) - Dollars Approved*


Total Other Needs Assistance (ONA) - Dollars Approved*


Total Individual Assistance (IA) - Applications Approved*

Public Assistance - Dollars Approved

If and when public assistance obligated dollar information is available for this disaster, it will be displayed here. Information is updated every 24 hours.

* Dollars Approved: Assistance dollars approved but not necessarily disbursed.

Learn more about FEMA Disaster definitions. Information is updated every 24 hours.

Related Links

Last Updated: 2018-10-23 04:00