Louisiana Hurricane Laura

DR-4559-LA
Louisiana

Incident Period: Aug 22, 2020 - Aug 27, 2020

Declaration Date: Aug 28, 2020

Now Closed: Period to Apply for Disaster Assistance

alert - warning

The last day for individuals and families to apply for assistance after this disaster has passed. You are no longer able to begin a new claim.

To check the status on a previously submitted claim, visit DisasterAssistance.gov.

I Was Told to Call the U.S. Small Business Administration

FEMA is not allowed to provide disaster assistance for certain losses covered by the U.S. Small Business Administration (SBA) disaster loans. The SBA provides low-interest disaster loans to individuals and households to help with disaster losses. FEMA works with the SBA to determine if you may qualify for Personal Property Assistance, Transportation Assistance, or a Group Flood Insurance Policy.

FEMA will automatically refer you to the SBA to be considered for a disaster loan if you meet SBA’s income standards. FEMA uses your household annual gross income and number of dependents to determine if you should be referred to the SBA.

If you are referred to the SBA, FEMA will contact you via an auto-dialer system to explain how to apply for a disaster loan. You must complete and return a loan application to be considered for an SBA loan or certain types of FEMA assistance. You do not have to accept an SBA loan offer. However, if you are approved for an SBA loan, and you do not accept it, you will not be referred back to FEMA for personal property or transportation assistance.

For more information about the SBA disaster loan program, please call the SBA at 800-659-2955 (TTY: 800-877-8339). SBA information is also available at www.SBA.gov/disaster or by email at disastercustomerservice@sba.gov.

Learn more about SBA loans

I Applied for Assistance. What's Next?

If You Have Insurance

Please contact your insurance company as soon as possible to file a claim. FEMA can only provide money after you get your insurance settlement. If your insurance doesn’t cover all of your home repair or rebuilding expenses, FEMA may be able to help.

FEMA can’t provide money for expenses covered by insurance or duplicate benefits from another source. When you get your insurance settlement or denial, please send a copy to FEMA as soon as you can.

If your insurance settlement is delayed more than 30 days from the time you file your claim, call the FEMA Helpline at 800-621-3362.

Learn more about the steps after applying

If You Do Not Have Insurance

FEMA will verify your disaster-caused losses. The agency will schedule a time to inspect your home if you reported damage to your home or personal property. Or FEMA will ask you to send documents to verify your expenses.

You will receive notification letters from FEMA either by mail or electronic correspondence explaining your next steps. If necessary based on the losses you reported, an inspector will contact you by phone to schedule an inspection. If you miss the call, they will leave a voicemail message and make multiple attempts to reach you. The inspector should not need to view repair receipts or pictures of the damage. But if you begin cleaning up before the inspection, FEMA suggests you take pictures, make a list of your losses, and keep receipts for all of your disaster-caused expenses.

Find a Housing Counselor

U.S. Department of Housing and Urban Development (HUD) provides support to a nationwide network of housing counseling agencies (HCAs) and certified counselors. HUD-participating HCAs are approved and trained to provide tools to current and prospective homeowners and renters so they can make responsible choices to address their housing needs in light of their financial situations.

Verifying Home Ownership or Occupancy

FEMA is required to verify you lived at the address in your application as your primary residence before providing most types of assistance. FEMA is also required to verify you owned your home before providing home repair or home replacement assistance. Learn more about this process.

As part of our effort to make the disaster assistance process quicker and reduce the burden on applicants, we try to verify occupancy and ownership by using an automated public records search.

If we cannot verify you lived in or owned the home that you listed on your application, we will ask you to provide documents to prove occupancy and/or ownership to help us determine if you are approved for assistance.

How Do I Appeal the Decision?

If you receive a letter stating that you are not approved for assistance or that your application is incomplete, you can still complete the application or appeal the decision within 60 days of receiving a decision letter. The letter would either be mailed to you or placed into your Disaster Assistance Center account, if you have set up an account.

Learn more about appeals

Frequently Asked Questions and Rumors

Learn more about common disaster-related rumors and how to report fraud. You can also get answers to frequently asked questions about emergency shelters, disaster assistance, flood insurance and more.

Multilingual Resources

You can find social media graphics with important safety messaging in various languages, including English, Chinese, Spanish and Vietnamese.

We also have videos in American Sign Language (ASL) on topics including:

How to Help

Volunteer and Donate

Recovery can take many years after a disaster. There are many ways to help such as donating cash, needed items or your time. Learn more about how to help those in need.

Don’t self-deploy to disaster areas. Trusted organizations in the affected areas know where volunteers are needed. Work with an established organization to make sure you have the appropriate safety, training and skills needed to respond.

FEMA Voluntary Agency Liaisons (VALs) support the significant contributions of voluntary, faith-based, and community stakeholders active in disaster by building relationships – and coordinating efforts – with and across partner organizations and government agencies.

Doing Business with FEMA

If you are interested in providing paid services and goods for disaster relief, visit our Doing Business with FEMA page to get started.

If you own a business involved with debris removal and want to work on clean-up efforts in affected areas, please contact the local government in affected areas to offer your services.

Local Resources

Local News & Media

Visit the News & Media page for events, fact sheets, press releases and other multimedia resources.

Local Resources Custom Text

Popular Resources

Visit the Louisiana state page for more localized information

Videos

 

Photos

Our teams are working hard to support state and local partners in response to Hurricane Laura. Visit our media collection to see more of their support in action.

Direct Temporary Housing

The road to recovery for many Hurricane Laura and Delta survivors includes placement into temporary housing units.

A graphic of a road map explaining the direct temporary housing program for private sites from approval to move-in

Damage to the existing housing stock in Southwest Louisiana from hurricanes Laura and Delta severely limited the availability of alternative housing options for households whose homes were destroyed or made unlivable due to major damage. To help meet the housing needs, FEMA’s Direct Housing Program was implemented. FEMA prefers to place temporary housing units on individual private property owned by the applicant to keep households in their community and near their jobs, schools, churches and friends, while they rebuild their homes and lives. But the process of placing temporary units on properties takes time; Each installation is a construction project.

The road to recovery for many Hurricane Laura and Delta survivors includes placement into temporary housing units, many of which are located in commercial parks.

DR-4559/4577 Direct Housing: Commercial Sites Graphic

Hurricanes Laura and Delta battered areas of Louisiana where available housing was already limited. To help meet the housing needs, as part of the Direct Temporary Housing Program, FEMA has identified a number of commercial parks with available pads throughout the affected areas to temporarily house displaced residents.

How To Help

Voluntary

Recovery will take many years after a disaster. Cash is the best way to help those in need.

Find a reputable organization through the National Voluntary Organizations Active in a Disaster (NVOAD) website.

Doing Business With FEMA

If you are interested in providing paid services and goods for Hurricane Laura relief, follow the steps on our Doing Business with FEMA page to get started.

"Help After a Disaster" Brochures

Translated into 27 languages, the "Help After a Disaster" brochure is a tool that can be shared in your community to help people understand the types of FEMA Individual Assistance support that may be available in disaster recovery.

Download Brochures

Tips for Rebuilding Stronger

Community Education Specialists are available to answer your repairing/rebuilding questions to make your home safer and stronger. Send your questions to FEMA-MitOutreach-4559@fema.dhs.gov

Click on https://fema.connectsolutions.com/lauramit for links to retrofitting & repairing your home. Have questions on making repairs? Call a Community Education Specialist at 866-579-0820, Monday through Friday, anytime between 8 a.m. and 6 p.m. CST.

How to Help

Volunteer and Donate

Recovery can take many years after a disaster. There are many ways to help such as donating cash, needed items or your time. Learn more about how to help those in need.

Don’t self-deploy to disaster areas. Trusted organizations in the affected areas know where volunteers are needed. Work with an established organization to make sure you have the appropriate safety, training and skills needed to respond.

FEMA Voluntary Agency Liaisons (VALs) build relationships and coordinate efforts with voluntary, faith-based and community organizations active in disasters.

Doing Business with FEMA

If you are interested in providing paid services and goods for disaster relief, visit our Doing Business with FEMA page to get started.

If you own a business involved with debris removal and want to work on clean-up efforts in affected areas, please contact the local government in affected areas to offer your services.

Funding Obligations

Individual Assistance Amount
Total Housing Assistance (HA) - Dollars Approved $172,721,058.31
Total Other Needs Assistance (ONA) - Dollars Approved $69,980,217.79
Total Individual & Households Program Dollars Approved $242,701,276.10
Individual Assistance Applications Approved 76134
Public Assistance Amount
Emergency Work (Categories A-B) - Dollars Obligated $1,391,322,574.26
Permanent Work (Categories C-G) - Dollars Obligated $1,259,804,103.61
Total Public Assistance Grants Dollars Obligated $2,738,678,042.79
Hazard Mitigation Assistance Amount
Hazard Mitigation Grant Program (HMGP) - Dollars Obligated $92,733,087.11
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