Are pre-planned and pre-paid funerals eligible for COVID-19 Funeral Assistance if the individual died from COVID-19?

No.

Any source of payment designated specifically to pay for a funeral prior to death is considered a duplication and is not eligible for reimbursement. COVID-19 Funeral Assistance may not duplicate burial or funeral insurance proceeds, pre-planned or pre-paid funeral contracts, pre-paid trusts for funeral expenses, irrevocable trusts for Medicaid, financial assistance from voluntary organizations, government programs or agencies, or any other sources specifically designated for funeral expenses. Eligible COVID-19 Funeral Assistance expenses will be reduced by the amount of other assistance you received for the same expenses.

To be eligible for COVID-19 Funeral Assistance, you must provide documentation showing you incurred COVID-19-related funeral expenses on or after January 20, 2020. FEMA cannot provide financial assistance that duplicates any source of funding designated specifically to pay for a funeral prior to the death or for a death not attributed to COVID-19.