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How to Make a Payment to FEMA

Please choose the type of payment you are sending to FEMA.

Flood Insurance Payment

If you are trying to make a Flood Insurance payment, please contact your lender, insurance agent or carrier.

Please note that we do not represent the National Flood Insurance Program and cannot process your payment.

 

Website:

For additional information on Flood Insurance payments and renewing your policy, please visit: https://www.fema.gov/national-flood-insurance-program/Renew-Your-Policy

 

Phone:

Please call 1-800-427-4661 (option 1) to speak with a representative.

Individual Payment

Individuals Paying a Debt to FEMA, please use these payment options.

Check or Money Order:

Please make check/money order payable to FEMA and mail to one of the following:

Regular Mail:

FEMA
PO Box 530217
Atlanta, GA 30353-0217

Courier Payments (i.e., UPS, DHS, and FedEx):

FEMA
Bank of America
Lockbox Number 530217
1075 Loop Road
Atlanta, GA 30337-6002

Online Bill Payment:

(ACH) Individuals can log into their personal bank account and issue an electronic payment to FEMA.

  • Log into your online bank account
  • Select Bill Pay option
  • Choose FEMA, and follow instructions on the screen.

Be sure to include your Registration ID number in the Customer ID Field option.

Pay.gov:

The following website allows individuals to make a payment on their FEMA debt, using their Credit Card, Debit Card, PayPal, Amazon Accounts and/or their Savings or Checking Account.

  • Log onto website www.pay.gov
  • Type FEMA in the Search field (located in the top left hand side of the screen)
  • Click Search
  • Scroll down and find “FEMA Finance Center – Payment Form”
  • Click on the “Continue to Form” button

Please follow the instructions that appear on the screen

Pay by Phone: 

1-866-804-2469
Please call the above number to speak with a representative.

Questions please contact: FEMA-Finance-AccountsReceivable-Deposits@fema.dhs.gov

Vendor & State Payment

Vendors or States making a payment to FEMA, please use these payment options.

Check or Money Order:

Please make check/money order payable to FEMA and mail to one of the following:

Regular Mail:

FEMA
PO Box 530217
Atlanta, GA 30353-0217

Courier Payments (i.e., UPS, DHS, and FedEx):

FEMA
Bank of America
Lockbox Number 530217
1075 Loop Road
Atlanta, GA 30337-6002

ACH Payment to FEMA:

Please include the following information when submitting ACH payments to FEMA.

  • Entry Detail Information (FEMA information)
  • Receiving Company ABA: 0510-3670-6
  • Account Number: 540048
  • Amount (Supplied by Remitter)
  • Individual Identification Number
  • Individual Name
Fed Wire Payment to FEMA:

Please include the following information when submitting Fed Wire payments to FEMA.

  • Receiver Financial Institution: 021030004 TREAS NYC
  • Beneficiary (Account Number): D-70070002-FEMA

Questions please contact: FEMA-Finance-AccountsReceivable-Deposits@fema.dhs.gov

Federal Agency Payment

Federal Agencies making a payment to FEMA please use these payment options.

Smartlink or IPAC:

All Federal Agencies making a payment to FEMA, should use the Smartlink or IPAC programs.

Questions please contact: FEMA-Finance-AccountsReceivable-Deposits@fema.dhs.gov

Treasury Checks

To return uncashed or undeposited Treasury Checks send the check to the following address:

DEPARTMENT OF THE TREASURY

BUREAU OF FISCAL SERVICE

PHILADELPHIA FINANCIAL CENTER

ATTN:  Treasury Check Return

1300 Townsend Road

Philadelphia, PA   19154-1026

 

Include your name, social security number and FEMA application number on any correspondence.

Notice to Customers Making Payment by Check

When you use your checks to make payments, banks will now convert them to images and electronically transfer funds (EFT) in accordance with the 2004 Check Clearing for the 21st Century Act (Check 21 Act) affecting all banks. Therefore, effective May 4, 2006, when you send FEMA a check, our bank will copy your check and use the account information on it to electronically debit your account for the amount of the check.  The debit from your account will usually occur within 24 hours and will be shown on your regular account statement.

You will no longer receive your original checks back.  Our bank will destroy your original check, but will keep the copy of it.  If the EFT cannot be processed for technical reasons, by this notice, you authorize us to process the copy in place of your original check.  If the EFT cannot be completed because of insufficient funds, our bank will try to make the transfer up to 2 times after which it will be returned to your bank for insufficient funds at which time your bank may charge you a return fee which generally differs by each bank.

This notice is provided in accordance with the Department of the Treasury regulations at 31 CFR 210, Appendix C.

Last Updated: 
09/04/2018 - 09:37