U.S. flag

An official website of the United States government

Dot gov

Official websites use .gov

A .gov website belongs to an official government organization in the United States.

Https

Secure .gov websites use HTTPS

A lock ( ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites..

Glossary

Terms frequently used by FEMA. In a few instances, standard insurance industry terms have been added for additional focus and emphasis.
2 (1) | A (41) | B (19) | C (75) | D (39) | E (40) | F (61) | G (11) | H (24) | I (22) | J (4) | L (20) | M (32) | N (62) | O (19) | P (56) | R (44) | S (61) | T (19) | U (16) | V (13) | W (14) | Z (9)
Term: Underground Building

A building for which 50% or more of the Actual Cash Value (ACV), including machinery and equipment that are part of the building, is below ground.

Glossary Section: NFIP - National Flood Insurance Program
Term: Underserved Populations/Communities

Groups that have limited or no access to resources or that are otherwise disenfranchised. These groups may include people who are socioeconomically disadvantaged; people with limited English proficiency; geographically isolated or educationally disenfranchised people; people of color as well as those of ethnic and national origin minorities; women and children; individuals with disabilities and others with access and functional needs; and seniors.

Glossary Section: NDRF - National Disaster Recovery Framework
Term: Unfinished Area

An enclosed area that is used only for the parking of vehicles, building access or storage purposes and that does not meet the definition of a finished (habitable) area. Drywall used for fire protection is permitted in unfinished areas.

Glossary Section: NFIP - National Flood Insurance Program
Term: Unit

A unit owned by the policyholder in a condominium building.

Glossary Section: NFIP - National Flood Insurance Program
Term: United States Fire Administration (USFA)

An office within the Preparedness Directorate of the U.S. Department of Homeland Security.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Universal Air Connection (UAC)

The RIC UAC provides a standard connection that allows a rescue breathing air supply to be connected to a victim firefighter or other emergency services responder's SCBA to replenish the breathing air in the SCBA breathing air cylinder when the victim cannot be rapidly moved to a safe atmosphere.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Unmet Needs

The deficit between verified disaster-caused damages and obtainable disaster aid, including insurance assistance, Federal and State assistance, and personal resources.

Glossary Section: NDHS - National Disaster Housing Strategy
Term: U.S. ACCESS BOARD

United States Access Board.

Glossary Section: NDRF - National Disaster Recovery Framework
Term: USACE

U.S. Army Corps of Engineers.

Glossary Section: NDRF - National Disaster Recovery Framework
Term: USDA

U.S. Department of Agriculture.

Glossary Section: NDRF - National Disaster Recovery Framework
Term: USGS

United States Geological Survey.

Glossary Section: NDRF - National Disaster Recovery Framework
Term: Urban Area Security Initiative (UASI)

A federally funded program designed to assist jurisdictions considered at high risk for incidents involving weapons of mass destruction.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Urban Community

A community generally described as a city. It has a dense population in many areas, fire hydrants, well-developed commercial areas and many multistory buildings. Most urban communities have little or no undeveloped areas.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Username

A unique identifying log-in name for an online application.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: USAR

Federally sponsored and sanctioned teams designated for urban search and rescue.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Utilities

If a proposed building site is in an Special Flood Hazard Area (SFHA), the building support utility systems for all new construction and substantial improvements shall:

(1) Be constructed with electrical, heating, ventilation, plumbing, and air conditioning equipment and other service facilities that are designed and/or located so as to prevent water from entering or accumulating within the components during conditions of flooding;

(2) Require within flood-prone areas new and replacement water supply systems to be designed to minimize or eliminate infiltration of flood waters into the systems;

(3) Require within flood-prone areas new and replacement sewage systems be designed to minimize or eliminate infiltration of floodwaters into the systems and discharges from the systems into flood waters; and

(4) Require onsite water disposal systems be located to avoid impairment to them or contamination from them during flooding.

If a subdivision proposal or other proposed new development is in a flood-prone area, any such proposals shall be reviewed to assure that all public utilities and facilities, such as sewer, gas, electrical, and water systems are located and constructed to minimize or eliminate flooding.

National Flood Insurance Program Requirements

  • 60.3 - Flood plain management criteria for flood-prone areas
    • (a) (3) (iv) Building Utility Systems
    • (a) (4) (ii)
    • (a) (5)
    • (a) (6)
    • (c) (3) (ii) Building Utility Systems in Floodproofed Buildings
    • (c) (8) (ii) Building Utility Systems in Zone AO

Other Applicable NFIP Regulations

  • 60.3 - Flood plain management criteria for flood-prone areas
    • (a) (3)
    • (c) (2)
    • (c) (3)
    • (e) (4)
    • (e) (5)
Glossary Section: NFIP - National Flood Insurance Program