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50th Anniversary of the National Flood Insurance Program

  National Flood Insurance Program.  The home in the center is elevated above the flood water and the homes to the left and right are not.


This is the logo for FEMA's National Flood Insurance Program.


August 1, 2018 commemorates the 50th anniversary of the National Flood Insurance Act of 1968.  The Act was motivated by the devastating loss of life and property by Hurricane Betsy in 1965 and created the National Flood Insurance Program (NFIP).  Since then, the program has aimed to reduce the impact of flooding on private and public structures by providing affordable insurance to property owners, renters, and businesses as well as by encouraging communities to adopt and enforce floodplain management regulations.

Where it rains it can flood, and the NFIP protects Americans against the financial losses from flood.  For the safety of our communities, let’s ensure that the NFIP is viable for the next 50 years. 



Three images create a collage to depict the story that backs the image headline,


Quick Facts:

  • The NFIP exists in 22,309 communities across the country who are choosing to protect themselves from flood by managing their floodplains.
  • The NFIP assists and regulates local governments lowering the built environment’s exposure to flood saving the Nation more than $1.6 billion/year in avoided flood losses.
  • The NFIP paid over $64 billion in claims over the last 50 years, averaging $1.28 billion per year.
  • We know from experience that individuals and businesses recover quicker and more fully with flood insurance than those without.  Following Hurricane Harvey, the average Individual Assistance grant from FEMA was $4,000, while the average NFIP claim payment in the same county was $110,000 on average.

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Quick Facts:

• Nearly 1,466 communities have taken a more assertive approach to keep their neighbors safe by joining the NFIP’s Community Rating System providing discounts for some flood insurance policies. 

• FEMA has dedicated nearly $4 billion in flood grants buying out or elevating nearly 53,000 properties.

• Since NFIP Flood Mitigation Grants began in 1996, the NFIP has helped mitigate more than 6,300 flood prone properties, investing $1.1 billion.

Success stories:

Mitigation Success Stories

Risk Management

Quick Facts:

  • Since 1970, over 1.1 million riverine and coastal miles have been mapped to identify flood hazards, assess flood risks, and provide accurate flood hazard data creating safe, resilient communities.

Success Stories:

Risk Map Success Stories

Last Updated: 
06/11/2018 - 11:07