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National Flood Insurance Program: Publications

This page shares links to publications about the National Flood Insurance Program. The publications include information about what to do before a flood, purchasing flood insurance, what to do after a flood, as well as Spanish publications.

Please note, some publications listed on this order form are only availabe online. These and other publications can be downloaded.

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The Watermark (NFIP Financial Statements)

The Watermark is a quarterly report that provides transparency on the financial state of the National Flood Insurance Program (NFIP). The goal is to give interested stakeholders one central location to secure answers to reoccurring questions pertaining to the NFIP. 

Affordability Framework for the National Flood Insurance Program (NFIP)

Through Biggert-Waters Flood Insurance Reform Act of 2012 and the Homeowner Flood Insurance Affordability Act of 2014, Congress directed the FEMA to examine options to aid individuals so they could afford risk-based premiums under the National Flood Insurance Program (NFIP), and to develop a framework to help policymakers consider how to provide targeted assistance to policyholders and potential policyholders.

The Affordability Framework provides data-driven analysis of the cost burden borne by flood insurance policyholders and potential policyholders, identifies the populations most burdened by the cost of flood insurance, and provides options for policymakers to consider to help close the flood insurance gap across the nation by reducing the cost burden of flood insurance.

Affordability Framework on the National Flood Insurance Program

NFIP Desk Reference Guide

The National Flood Insurance Program Desk Reference is in three distinct parts:

  • Before the Flood
  • During the Flood, and
  • After the Flood

Community and state leaders, insurance industry professionals, as well as policyholders, renters, homeowners and businesses will find its resources helpful. We have organized this guide to provide succinct information in an easy-to-navigate document and included important, key contact information. To ensure it can be updated as the program evolves, this document has been published electronically.

Order Forms

F-057 (4/17) NFIP Public Awareness Materials Order Form
F-106 (7/14) NFIP Underwriting and Claims Materials Order Form


F-077 (7/09) Notice: This Policy Does Not Cover Flood Loss (16/Sheets)


F-061 (4/11) Your Homeowners Insurance Doesn’t Cover Floods
F-078 (1/17) Worst Guest List (Online only)


F-029 (6/10) Condominium Coverage
F-073 (3/17) The Choice Is Yours (Online only)
F-300 (12/12) Increased Cost of Compliance Coverage - How You Can Benefit
F-436 (6/17) The Preferred Risk Policy for Homeowners
F-437 (6/17) The Preferred Risk Policy for Businesses
F-663 (1/17) Increased Cost of Compliance Coverage - Creating a Safer Future
F-695 (10/17) Flood Insurance Requirements for Recipients of Federal Disaster Assistance
F-777 (2/13) Build Back Safer and Stronger - What You Need to Know

Information Sheets

_____(8/11) Understanding Zone D - A Fact Sheet for Stakeholders (online only)
_____(3/16) NFIP Grandfather Rules- A Fact Sheet for Insurance Agents (online only)
_____(6/12) What You Need to Know About Federal Disaster Assistance and Federal Flood Insurance
F-001 (2/10) Myths and Facts About the NFIP
F-025 (3/11) How the NFIP Works
F-068 (7/06) Top 10 Facts Every Agent Needs to Know About the NFIP (online only)
F-217 (11/12) Benefits of Flood Insurance Versus Disaster Assistance
F-301 (11/13) Top 10 Facts Every Consumer Needs to Know About the NFIP
F-435 (10/14) Questions and Answers About Flood Insurance for Real Estate Professionals
F-696 (8/13) Real Estate Fact Sheet - Help Protect Your Customer's New Home
F-697 (8/13) Protect Your New Home -- What to Ask Your Insurance Agent
F-775 (6/09) NFIP Regulation Links (online only)


F-084 (3/11) Answers to Questions About the NFIP
F-441 (7/09) Insurance Agents Lowest Floor Guide (online only)
F-679 (11/12) NFIP Summary of Coverage
F-778 (04/13) NFIP Summary of Coverage for Commercial Property

Post Flood Materials

F-687 (10/17) Flood Insurance Claims Handbook

Spanish Materials

F-061S (6/12) Su Seguro de Vivienda de Residencia no cubre Inundaciones (Your Homeowners Insurance Doesn't Cover Floods) (stuffer)
F-436S (11/17) Póliza de Riesgo Preferencial para Propietarios e Inquilinos (The Preferred Risk Policy for Homeowners and Renters) (brochure)
F-437S (6/17) Poliza de riesgo preferida para negocios (The Preferred Risk Policy for Businesses( (brochure)
F-679S (11/12) Programa Nacional de Seguro Contra Inundacion Resumen de Cobertura (NFIP Summary of Coverage)
F-687S (2/09) Manual de Reclamaciones para Seguros Contra Inundaciones (Flood Insurance Claims Handbook)
F-777S (3/13) Reconstruya de Manera Mas Segura y Resistente. Lo Que Necesita Saber. (Build Back Safer and Stronger - What You Need to Know) (Online only)

Other Resources

F-010 (1/10) NFIP FloodSmart Folder (hardcopy only)

Last Updated: 
05/22/2018 - 21:05