BOTHELL, Wash. – If you do not carry National Flood Insurance Program (NFIP) insurance, now is the time to buy it. Wildfire season is slowing down, and once the fires are out, people and communities are at risk for another threat, flooding. Wildfires leave the ground charred and unable to absorb water. This creates a flash flooding potential for years to come, even in areas that rarely experienced flooding in the past. Sometimes these flash floods can pick up ash and large debris, turning into mudflows that are highly destructive.