NASHVILLE, Tenn. – Homeowners and renters in Davidson, Williamson and Wilson counties with uninsured damage or losses from the March 25 – April 3, 2021 severe storms have one day left to apply to FEMA for federal disaster assistance and to the U.S. Small Business Administration for low-interest disaster loans.
The deadline for both is Wednesday, July 7, 2021
Although FEMA cannot duplicate insurance payments, eligible homeowners and renters with insurance should still register. You may be able to receive a grant from FEMA for losses not covered by your insurance such as basic home repairs, replacing personal property, or receive temporary rental assistance.
You may register in one of the following ways:
- Going online at DisasterAssistance.gov.
- Downloading the FEMA app: fema.gov/mobile-app
- Calling the FEMA Helpline at 800-621-3362 or TTY 800-462-7585
Those who use a relay service such as a videophone, InnoCaption or CapTel should alert FEMA as to the specific
number assigned to that service.
FEMA specialists are available at the Helpline to answer your questions about how to register for federal disaster assistance, explain what’s happening with your application and give tips on how you can get help for damage your insurance does not cover.
After registering with FEMA, many residents are automatically referred to the U.S. Small Business Administration to apply for a low-interest disaster loan. SBA’s disaster loans are the largest source of long-term federal disaster recovery funds for residents, businesses of all sizes and private nonprofit organizations. Loans may be available for up to $200,000 to repair or replace your primary residence. For replacement of personal property, loans up to $40,000 may be available. The cap for disaster loans to businesses of any size and private nonprofit organizations: up to $2 million.
To apply for a disaster loan, you can go to https://DisasterLoanAssistance.sba.gov/ela/s/. You may also call SBA’s Customer Service Center. The center is open 7 a.m. to 7 p.m. Central Time, seven days a week. Individuals who are deaf or hard‑of‑hearing may call 800-877-8339. The Virtual Disaster Loan Outreach Center/Business Recovery Center (VDLOC/VBRC) is open: Monday - Sunday (7 days/week) Hours: 8 a.m. – 8 p.m. (Eastern Time)
There is no obligation to take an SBA disaster home loan or cost to apply. Residents that are declined for an SBA loan will be referred to FEMA for grant consideration.
For more information on Tennessee’s disaster recovery, visit www.tn.gov/tema.html and www.fema.gov/disaster/4601. You may also follow FEMA on www.facebook.com/fema and Twitter @FEMARegion4.