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Flood Mitigation Assistance Grant Program

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This is the Flood Mitigation Assistance Grant Program (FMA) homepage. The purpose of this page is to provide general information on the FMA program.

Program Overview

The FMA program is authorized by Section 1366 of the National Flood Insurance Act of 1968, as amended (NFIA), 42 U.S.C. 4104c with the goal of reducing or eliminating claims under the National Flood Insurance Program (NFIP). FMA provides funding to states, federally recognized tribes and communities for measures that reduce or eliminate the long-term risk of flood damage to structures insured under the NFIP. FMA funding is available through the NFIF for flood hazard mitigation projects, plan development, and management costs, which is appropriated by Congress annually.

Applicant/Subapplicant Eligibility

Below is a flowchart showing the process individual homeowners, businesses, subapplicants and Applicants must go through in order to apply for FMA grants and how this process leads to FEMA.

Flow chart shows relationship between homeowner, subapplicant, applicant and FEMA

Currently FEMA does not have the ability to provide grant funds directly to homeowners or local businesses, so they must apply for FMA funds through their local government.  Generally, local communities will sponsor applications on behalf of homeowners and then submit the applications to their State.  All FMA grant applications must be submitted to FEMA by a State, U.S. Territory, or federal-recognized tribe.

The following is a list of governments and organizations that can sponsor an application:

  • States
  • Territories
  • Federally-recognized tribes
  • Local communities
  • Private non-profit organizations

Application Process

Subapplicants submit mitigation planning and project subapplications to their state.  States, U.S Territories, and Federally-recognized tribal governments prioritize subapplications to submit to FEMA in a FMA grant application.  Because the FMA program is a competitive grant program and FEMA chooses the applications to be funded based on the Applicant’s ranking of the project and the eligibility and cost-effectiveness of the project.  Funding is limited, therefore difficult decisions must be made to determine the most effective use of grant funds.  After reviewing project applications to determine if they meet the program’s requirements, the states, territories, or federally-recognized tribal governments forward the applications to their FEMA Region for review and approval. Once the FEMA Region is satisfied with the application it is forwarded to FEMA Headquarters where the final funding decision will be made. Funding is limited and FEMA must make difficult decisions as to the most effective use of grant funds. FEMA awards FMA funds to State, U.S. Territory, and Federal-recognized tribal Applicants, who in-turn provide subawards to local government subapplicants. 

Please contact your State Hazard Mitigation Officer, or federally-recognized tribal/local government official to obtain information on the FMA application process.

New Updates

05/29/2015 - FEMA is now accepting applications for the FY 15 FMA program.  The application period is open May 29 – August 28, 2015. Applications and subapplications must be submitted via the Mitigation eGrants system. If a Subapplicant does not use the eGrants system, then the Applicant must enter the paper subapplication(s) into the eGrants system on the Subapplicant’s behalf. Please refer to the FY 15 Flood Mitigation Assistance Fact Sheet and Notice of Funding Opportunity announcement #DHS-15-MT-029-000-99 posted on for more information.

02/27/2015 - FEMA has released the Fiscal Year 15 Hazard Mitigation Assistance Guidance and Addendum.  This document is applicable for disasters declared on or after February 27, 2015.  

02/27/2015 - FEMA has released 23 resources and job aids for the Hazard Mitigation Assistance grant programs.


Last Updated: 
08/25/2015 - 16:53
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