FEMA may be able to pay you back for money you already spent on your recovery. Keep receipts for all the repairs you make and items you replace and provide them when applying for assistance.
News and Media: Disaster 4874

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The first step for Mississippi homeowners and renters in the 11 counties approved for FEMA assistance who had uninsured damage or loss caused by the March 14-15 severe storms, tornadoes and flooding is to apply for FEMA disaster assistance.
While FEMA cannot pay for the same things your insurance covers, FEMA may be able to provide additional money if your insurance settlement doesn’t cover all your essential disaster damage.
FEMA announced that federal disaster assistance is available to the state of Mississippi to supplement recovery efforts in the areas affected by severe storms, straight-line winds, tornadoes and flooding from March 14-15, 2025.
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