Can I apply for FEMA assistance after my governor makes an emergency declaration?

No, you can not apply for FEMA assistance after your governor makes an emergency declaration.  When a governor declares an emergency, it means that the state recognizes the severity of the situation and activates its own resources. This declaration is a prerequisite for states requesting federal assistance.  

A presidential declaration, which is based on the governor’s request and FEMA’s assessment of the damage, is issued when the disaster has surpassed the state’s capacity to handle.  Once a presidential major disaster declaration is made that includes your county, you can apply for FEMA assistance.