Collection: Flood Insurance

This graphic compares the cost of flood insurance ($700/year average flood insurance policy) to the cost of flood damage ($43,000 average flood insurance claim), using the metaphor of a drop in the bucket. (Updated on 4/14/17)

This graphic compares the cost of flood insurance ($700/year average flood insurance policy) to the cost of flood damage ($43,000 average flood insurance claim), using the metaphor of a drop in the bucket. (Updated on 4/14/17)

Flooding can happen anywhere. Prepare now.

Flooding can happen anywhere. Prepare Now for Floods.

Collect & Protect. Collect your important documents such as photo IDs, proof of address, medical records, and bank and insurance information. Protect paper and electronic copies in a waterproof and fireproof container.

Collect & Protect. Collect your important documents such as photo IDs, proof of adress, medical records, and bank and insurance information. Protect paper and electronic copies in a waterproof and fireproof container.

Graphic features four things survivors can do to protect themselves and begin the recovery process when returning home after a flood. The text reads:

Coming home after a flood.

Your home may be contaminated with mold or sewage—wear rubber boots, rubber gloves, and goggles during cleanup.

Make sure the electricity and gas are shut off to avoid fire or getting hurt. Have an electrician check the house before turning the power back on.

Photograph flood damage for insurance purposes.

Contact your insurance agent as soon as possible to talk through your options.

Graphic provides tips on what to do if a storm has damaged your home/property:

1) Before you start cleaning up, take photos of the damage to your home and belongings.

2) Make a list of damaged/lost items, and gather any original receipts you have for those items.

3) Call your insurance agent to submit a claim.

Tips: What to do after a storm.

Check your insurance to ensure you have enough coverage. Sized for Twitter.

Check your insurance to ensure you have enough coverage. Sized for Facebook.

Flood insurance is a drop in the bucket compared to the cost of flood damage. Check your coverage today.

Flood insurance is a drop in the bucket compared to the cost of flood damage. Check your coverage today.

Did You Know?

-Sewer back-up coverage is often an add-on to a homeowner's policy.

-Floods aren't covered by homeowners insurance.

-Flood insurance takes effect after 30 days.

-As long as your community participates in the National Flood Insurance Program, you can buy a flood policy.

Learn more at fema.gov

Keep a copy of important documents uploaded to the cloud. #BeInformed

Keep a copy of important documetns uploaded to the cloud. #BeInformed

Snap photos of important documents and save them online. #BeInformed

Snap photos of important documents and save them online. #BeInformed

Graphic image of a woman standing in front of a damaged home. Thought bubbles depict her thinking about saving money for an emergency, writing a check and later being covered by an umbrella during a storm standing next to the same house repaired. Life Saving Skills logo in the shape of a life-preserver. Ready logo with a checkmark.

Prepare financially. Check your insurance coverage to make sure you have enough coverage.