Community Rating System Case Studies, Fact Sheets and Blogs

Search our collection for testimonials, real-world use cases and other examples of the Community Rating System in action.

Mitigation Best Practice-Community Outreach About CRS in Marshfield,MA

Community Rating System Overview and Participation

The Community Rating System has 1,520 communities throughout the United States that participate in the program by implementing local mitigation, floodplain management, and outreach activities that exceed the minimum NFIP requirements.

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Residents of Laurel, Maryland now have lower flood insurance premiums because of the community’s initiatives to implement better floodplain management measures encouraged by the National Flood Insurance Program (NFIP). The Federal Emergency Management Agency created the voluntary Community Rating System (CRS) program to recognize local efforts to reduce flood risk, and to reward communities, their residents, and businesses by saving them money on flood insurance premiums. The City of Laurel recently entered the program as a Class 7 participant.
Voluntary incentive program that recognizes and encourages community floodplain management.
Residents and businesses in Corte Madera will now be eligible for an additional five percent discount—up from 15 to 20 percent—on their flood insurance premiums thanks to local mitigation efforts.
Unincorporated Riverside County residents and businesses will now be eligible for an additional five percent discount—up from 15 to 20 percent—on their flood insurance premiums thanks to local mitigation efforts.
Tulsa, Oklahoma, siempre ha tenido problemas de inundaciones. El punto de inflexión se produjo en 1984, cuando la inundación del Día de la Recordación (Memorial Day) causó 14 muertos, 288 heridos y aproximadamente 7,000 edificios inundados. Esta devastadora inundación fue una señal de alarma para los líderes de la ciudad para tomar medidas y poner acciones en marcha. Since then, Tulsa has stood out as a leader in risk reduction.
Tulsa, Oklahoma has always had a flood problem. A turning point came in 1984 when the Memorial Day flood left 14 people dead, injured 288 and flooded approximately 7,000 buildings. This devastating flood was a wake-up call to take action and set things in motion for city leaders. Since then, Tulsa has stood out as a leader in risk reduction.
Los riesgos de inundación en la nación se están volviendo más severos, con mayor frecuencia e intensidad. En este mundo cambiante, sabemos que es muy importante que estos cambios se vean reflejados en la manera en que nuestros programas funcionan.
Flooding risks across the nation are becoming more severe with increasing frequency and intensity. In this changing world, we know how important it is to have these changes reflected in the way that our programs function. That is why FEMA is seeking public feedback to help improve the Community Rating System.
WASHINGTON -- A partir del 1 de octubre, el Programa del Seguro Nacional de Inundación (NFIP, por sus siglas en inglés) de la Agencia Federal para el Manejo de Emergencias (FEMA, por sus siglas en inglés) comenzará a ofrecer tarifas más equitativas e informadas sobre el riesgo.
WASHINGTON -- Beginning Oct. 1, FEMA’s National Flood Insurance Program (NFIP) will begin to offer more equitable and risk informed rates.
WASHINGTON -- La Agencia Federal para el Manejo de Emergencias (FEMA, por sus siglas en inglés) publicó hoy un aviso en el Registro Federal solicitando comentarios del público sobre el sistema de clasificación de comunidades del Programa del Seguro Nacional de Inundaciones. Este aviso va dirigido a orientar mejor el conocimiento y las estrategias sobre los riesgos de inundación e incentivar a las comunidades que atiendan y reduzcan sus riesgos de inundación.
WASHINGTON -- FEMA published a notice in the Federal Register today seeking public comment on the National Flood Insurance Program’s Community Rating System. This notice is to better align flood risk understanding and approaches and to incentivize communities to manage and lower their flood risk.
The National Flood Insurance Program (NFIP) Community Rating System (CRS) was implemented in 1990 as a voluntary program for recognizing and encouraging community floodplain management activities that exceed minimum NFIP standards. Any community fully compliant with NFIP floodplain management requirements may apply to join the CRS.
Portland, Oregon, residents now save 25% in flood insurance premiums — an average $365 per policy in the Special Flood Hazard Area — as a result of Portland’s continued focus on floodplain management and flood risk reduction.

Las tasas del seguro de inundación pueden ser costosas y difíciles de entender. FEMA está trabajando para cambiar eso con la nueva metodología de fijación de precios: Risk Rating 2.0 – Equity in Action (Clasificación de Riesgo 2.0 - Equidad en Acción, en español).

Flood insurance rates can be costly and difficult to understand. FEMA is working to change that with the new pricing methodology: Risk Rating 2.0 – Equity in Action.  The new rating system is easy to understand, equitable and better reflects a property’s unique flood risk.

This page highlights the Sacramento and Roseville, CA High Water Mark Pilot Project which took place on November 8, 2013.
This page highlights the San Anselmo, CA High Water Mark (HWM) Project which took place on December 13, 2014.
This page highlights the Santa Rosa County, FL High Water Mark (HWM) Project which took place on December 9, 2014.
MARSHFIELD, MA - The town of Marshfield, Massachusetts, is a coastal community with rivers and wetlands. About 40% of the buildings in town are in Special Flood Hazard Areas along the coast. The town has experienced large flood events, including a seawall breach in 2015 during Winter Storm Juno. High risk and high flood insurance costs prompted town officials to better plan for disasters to help their residents.

NEW SMYRNA BEACH, FL - Khalid Resheidat is a civil engineer for the City of New Smyrna Beach. His responsibilities include oversight of the city’s floodplain management issues, including a list of repetitive loss properties, or properties that had been repeatedly damaged from flooding.

Last updated November 12, 2021