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Flood Insurance Manuals Archive: 2005-2020

This collection contains previous editions of the National Flood Insurance Program (NFIP) Flood Insurance Manual. The Flood Insurance Manual is used primarily by insurers and agents selling and servicing NFIP flood insurance.

View the current manual.

Find Flood Insurance Manuals from 2005-2020

Flood Insurance Manual - Effective October 1, 2012

Flood Insurance Manual - Effective October 1, 2020

This link contains the full manual in a single PDF file (19.8 MB).

FEMA’s regular updates to the National Flood Insurance Program Flood Insurance Manual reflect an ongoing effort to enhance the customer experience and evolve the NFIP into a world-class organization. FEMA has revised the document to incorporate NFIP program changes announced October 1, 2019, address stakeholder feedback, and clarify existing guidance.

Red text on the amended pages identifies updated information and all footers, except Appendix F, reflect the April 1, 2020 effective date. The October 2020 update revises the April 2020 NFIP Flood Insurance Manual-Appendix F and has an effective date of October 1, 2020. It deletes the April 2020 list of Community Rating System communities and inserts a link to the updated October 2020 list of all CRS community statuses that will become effective on October 1, 2020.

Flood Insurance Manual - Effective April 1, 2020

This link contains the full manual in a single PDF file (21.8 MB).

Flood Insurance Manual - Effective October 1, 2019

Flood Insurance Manual - Effective April 1, 2019

Flood Insurance Manual - Effective October 1, 2018

Flood Insurance Manual - Effective April 1, 2018

Flood Insurance Manual - Effective October 1, 2017

Flood Insurance Manual - Effective April 1, 2017

Flood Insurance Manual - Effective October 1, 2016

Flood Insurance Manual - Effective April 1, 2016

Flood Insurance Manual - Effective November 1, 2015

Flood Insurance Manual - Effective April 1, 2015

Flood Insurance Manual - Effective October 1, 2014

Flood Insurance Manual - Effective June 1, 2014

Flood Insurance Manual - Effective October 1, 2013

Flood Insurance Manual - Effective May 1, 2013

Flood Insurance Manual - Effective January 1, 2013

Flood Insurance Manual - Effective October 1, 2020 - All Files

This ZIP folder contains the April 2020 Flood Insurance Manual, with October 2020 Updates to Appendix F, broken out into individual PDFs for each section.

Flood Insurance Manual - Effective May 1, 2012

Last updated March 1, 2021