All policies expire at 12:01 a.m. on the last day of the effective term, but you remain covered for 30 days after the expiration of the policy. Claims for losses that occur in this grace period will be honored, provided that the full renewal premium is paid by the end of the 30-day period. Don't see your question? Go to the NFIP’s Answers to Questions.
Expired Flood Policy Grace Period?
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