What are the requirements for ducts that are installed between floor joists on an elevated building?
he National Flood Insurance Program (NFIP) requires that the heating, ventilation, and air conditioning (HVAC) system in new construction or Substantial Improvement in a Special Flood Hazard Area (SFHA) be elevated above the base flood elevation (BFE) or designed so that floodwaters cannot infiltrate or accumulate within any component of the system.
All structural and nonstructural building components at or below the BFE must be constructed of materials resistant to flood damage. Flood damage-resistant materials must be used for all building elements subject to exposure to floodwaters, including floor joists, insulation, and ductwork. Building components that do not use flood damage-resistant materials must be elevated above the BFE. A flood damage-resistant material is defined as any building material capable of withstanding direct and prolonged contact with floodwaters without sustaining significant damage. Prolonged contact is defined as contact with floodwaters for a minimum of 72 hours and significant damage refers to any damage requiring more than low-cost cosmetic repair (such as painting). The cost of repair should be less than the cost of replacement for the material or system. This requirement applies regardless of the expected or historical flood duration.
The NFIP does not recommend installing ductwork below the BFE in new construction or Substantial Improvement located in an SFHA. There is no known cost-effective technique for designing air ducts to keep floodwaters from entering or accumulating within the system components during a flood. If ductwork must be installed below the BFE, it should be minimized as much as possible. The ducts must be composed of impermeable and watertight material, such as welded seamless ductwork or large-diameter PVC pipe. Such material is expensive, but practical when a short length of ductwork descends below the BFE.
In a Coastal High Hazard Area, structures in the Coastal A Zone (areas in Zone A that are subject to wave heights more than 1.5 feet) and Zone V can be significantly damaged by wave action. In Zone V, the lowest horizontal structural member must be installed at or above the BFE. Anything below the BFE is regarded as an obstruction and can result in increased flood insurance premiums. Ductwork below the BFE should be avoided at all costs in Zone V and Coastal A Zones because it is difficult to design and construct a ductwork system that will sustain not only the hydrostatic loading, but also the additional hydrodynamic, wave forces and debris impact loads in these flood zones.
For more information on this topic, see:
- FEMA. 2001. Crawlspace Construction for Buildings Located in Special Flood Hazard Areas. NFIP Technical Bulletin 11. Washington, DC, November 2001.
- FEMA. 2008. Flood Damage-Resistant Materials Requirements for Buildings Located in Special Flood Hazard Areas. NFIP Technical Bulletin 2. Washington, DC, August 2008.
- FEMA. 2010. Substantial Improvement/Substantial Damage Desk Reference, FEMA P-758. Washington, DC. May 2010.
- FEMA. 2010. Home Builder’s Guide to Coastal Construction. FEMA P-499. Washington, DC. December 2010.
- FEMA. 2017. Protecting Building Utility Systems from Flood Damage: Principles and Practices for the Design and Construction of Flood Resistant Building Utility Systems. FEMA P-348, Edition 2 Washington, DC, February 2017.
- National Archives and Records Administration. 2017 44 Code of Federal Regulations Ch. 60.3(a) through (ef), “Flood plain management criteria for flood-prone areas.” Washington, DC. October 2017