In his PrepTalk, John Hope Bryant makes an impassioned case for emergency managers to make financial literacy a priority in their communities. Some neighborhoods are in crisis before a disaster ever hits, he says. “Their problem is a number. [It’s] not a racial issue, not a political issue, not urban vs. rural,” Bryant says. “It’s 500 credit scores.”
Bryant is the founder, chairman, and chief executive officer of Operation HOPE, Inc., the nonprofit provider of financial dignity education and economic empowerment programs. His recent focus is on working with banks and other community organizations to help individuals dramatically improve their credit score.
He also asks emergency managers to consider how disaster recovery dollars could improve the financial resilience of community members that live in poverty. Bryant is the author of the bestselling books, “The Memo: Five Rules for Your Economic Liberation” and “How the Poor can Save Capitalism: Rebuilding the Path to the Middle Class.”
Operation HOPE and FEMA work together to provide the Emergency Financial First Aid Kit to help people compile and safeguard critical documents. The Kit is available on FEMA’s website at https://www.fema.gov/media-library/assets/documents/96123.
- PrepTalks Discussion Guide: Financial Literacy and Overcoming Liquid Asset Poverty
- Operation Hope
- Emergency Financial First Aid Kit
- Be Smart. Take Part. Protect Your critical Documents and Valuables
- Information on how to start saving
- Consumer Financial Protection Bureau: Prepare Your Finances for Emergencies
- Consumer Financial Protection Bureau: My credit reporting rule to live by
- Consumer Financial Protection Bureau: Credit reports and scores
- Consumer Financial Protection Bureau: Credit Report Review Checklist
- Consumer Financial Protection Bureau: Your Disaster Checklist
- Consumer Financial Protection Bureau: Protecting and Rebuilding Your Finances After a Disaster
- Consumer Financial Protection Bureau: Be Your Family’s Action Hero During an Emergency
- Internal Revenue Service
- Prosperity Now Scorecards
- The making of a riskier future: How our decisions are shaping future disaster risk
- FEMA 2018-2022 Strategic Plan.
- FEMA’s Strategic Foresight initiative - a high level introduction on trends impacting emergency management.
- FEMA Hazus is a nationally applicable standardized methodology that contains models for estimating physical, economic and social impacts from earthquakes, floods, and hurricanes.
- NOAA Coastal Resilience Mapping Portal – an online tool to help users visualize future flod risks from sea level rise and storm surge.
- Department of Homeland Security Strategic Principles for Securing the Internet of Things
- Homeland Security Exercise and Evaluation Program
- UN Office for Disaster Risk Reduction (UNISDR) PreventionWeb, a collaborative knowledge sharing platform on disaster risk reduction, United States of America pages.
- Dr. Berke’s PrepTalk: Land Use Planning for Community Resilience
- US Census Bureau We are a Changing Nation: A Series on Population Trends
American Banker magazine 2016 "Innovator of the Year", Inc.’s "The World’s 10 Top CEOs" (honorable mention), and one of Time magazine’s "50 Leaders for the Future" named in 1994, John Hope Bryant is an American entrepreneur, author, philanthropist, and prominent thought leader on financial inclusion, economic empowerment and financial dignity. Bryant is the founder, chairman, and chief executive officer of Operation HOPE, Inc., the largest not-for-profit and best-in-class provider of financial literacy and capability empowerment for youth and adults; chairman and chief executive officer of Bryant Group Ventures and The Promise Homes Company, the largest for-profit minority-controlled owners of institutional-quality, single-family residential rental homes in the U.S.; and co-founder of Global Dignity. He has also served as an advisor to the last three sitting U.S. presidents.
Bryant is the author of bestsellers; The Memo: Five Rules for Your Economic Liberation (Berrett-Koehler, September 2017), How the Poor Can Save Capitalism: Rebuilding the Path to the Middle Class (Berrett-Koehler, 2014), and LOVE LEADERSHIP: The New Way to Lead in a Fear-Based World (Jossey-Bass, 2009).