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FIMA NFIP Redacted Claims Data Set

Federal Insurance & Mitigation Administration National Flood Insurance Program (FIMA NFIP) Redacted Claims Dataset

Congress passed the National Flood Insurance Act (NFIA), 42 U.S.C. 4001 in 1968, creating the National Flood Insurance Program (NFIP) in order to reduce future flood losses through flood hazard identification, manage floodplain, and provide insurance protection. The Department of Housing and Urban Development (HUD) originally administered the NFIP, and Congress subsequently transferred the NFIP to FEMA upon its creation in 1979. FEMA and insurance companies participating in FEMA's Write Your Own (WYO) program offer NFIP insurance coverage for building structures as well as for contents and personal property with the building structures to eligible and insurable properties. The WYO program began in 1983 with NFIP operating under Part B of the NFIA and allows FEMA to authorize private insurance companies to issue the Standard Flood Insurance Policy (SFIP) as FEMA's fiduciary and fiscal agent. FEMA administers NFIP by ensuring insurance applications are processed properly; determining correct premiums; renewing, reforming, and cancelling insurance policies; transferring policies from the seller of the property to the purchaser of the property in certain circumstances; and processing insurance claims.

The paid premiums of SFIPs and claims payments for damaged property are processed through the National Flood Insurance Fund (NFIF). NFIF was established by the National Flood Insurance Act of 1968 (42 U.S.C. 4001, et seq.), and is a centralized premium revenue and fee-generated fund that supports NFIP, which holds these U.S. Treasury funds.

This data set is derived from the NFIP system of record, staged in the NFIP reporting platform and redacted to protect policy holder personally identifiable information.

The NFIP Transactional Record Reporting Process (TRRP) Plan ( ) defines for the WYO companies how to report policy and claims information to the NFIP. The Flood Insurance Manual ( ) establishes how claims should be adjusted.

This data set represents more than 2,000,000 claims transactions. Due to the file size we recommend using Access, SQL, or another programming/data management tool to visualize and manipulate the data, as Excel will not be able to process files this large without data loss. Please note that there is a lag of 45 to 60 days for current data to be released. 

If you have media inquiries about this data set, please email the FEMA News Desk ( or call (202) 646-3272.  For inquiries about FEMA's data and Open government program please contact the OpenFEMA team via email ( ) .

SizePublication Date
Icon for file of type application/pdfNational Flood Insurance Program (NFIP) Data Frequently Asked Questions (FAQs)

National Flood Insurance Program (NFIP) Data Frequently Asked Questions (FAQs)

0.15MJuly 3, 2019
Icon for file of type application/pdfOpenFEMA NFIP Claims and Policy Data Interaction Guide

OpenFEMA NFIP Claims and Policy Data Interaction Guide

0.24MJuly 3, 2019
Icon for file of type application/x-zip-compressedFIMA NFIP Redacted Claims Data Set

FIMA NFIP Redacted Claims Data Set

0.08GDecember 4, 2019