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Personal Property and FEMA Assistance

Release Date:
Juin 3, 2024

FEMA assistance is limited to basic needs; it will not restore all your disaster-related property lost. Insurance coverage is the best means to recover after a natural disaster. However, FEMA and the Commonwealth of Kentucky assistance may repair or replace your disaster-damaged property if you meet the eligibility requirements, and the item(s) fall within any of these categories:

  • Appliances: Includes standard household appliances, such as a refrigerator, washing machine, etc.
  • Clothing: Essential clothing needed due to overall loss, damage, or contamination.
  • Home Furnishings: Basic furnishings found in a bedroom, kitchen, bathroom and living room.
  • Tools Required for Work and School: Tools and equipment required for your job and items required as a condition of an applicant’s or household member’s education. This assistance also applies to self-employed individuals.
  • Computing Devices: Including one personal or family computer. You may receive funds for additional computers required for work or school.
  • Accessible Items: FEMA also provides assistance for damaged personal property required for qualified applicants with disabilities. FEMA assistance for these items do not count towards the Housing Assistance financial maximum. 

Applicants must meet the following conditions to receive Personal Property Assistance:

  • To be eligible, these items must have been owned prior to the April 2 storms and were damaged by the April 2 disaster.
  • The item was owned and being used by occupants of the household.
    • FEMA does not provide assistance for furnishings and/or appliances provided by a landlord.
    • Items used by guests and relatives who were not members of the pre-disaster household are not eligible for assistance.

FEMA may not repair or replace a storm-damaged item if you own a similar item that works.

To apply for FEMA disaster assistance, go online to DisasterAssistance.gov, use the FEMA app for smartphones or call 800-621-3362 seven days a week from 7 a.m. to 11 p.m. ET. Help is available in most languages. If you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA your number for that service.

For an accessible video on Other Needs Assistance go to, https://youtu.be/R8HTl_KAYAg.

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