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Glossary

Terms frequently used by FEMA. In a few instances, standard insurance industry terms have been added for additional focus and emphasis.
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Term: Reasonable commuting distance

A commuting distance that does not place undue hardship on an applicant. This also takes into consideration the traveling time involved due to road conditions, e.g., mountainous regions or bridges out, and the normal commuting patterns of the area. The US Census Bureau publishes the average travel time to work (in minutes) by State and county, as well as the percentage of residents who work within the county they live in as opposed to adjoining counties. The US Census Bureau is the preferred method of quantifying the "normal commuting patterns of the area" when attempting to determine the availability of housing resources.

Glossary Section: NDHS - National Disaster Housing Strategy
Term: Recertification

The process for determining an applicant's need for Continued Temporary Housing Assistance (CTHA) or continued need for a temporary housing unit or mobile home unit.

Glossary Section: NDHS - National Disaster Housing Strategy
Term: Recovery

Those capabilities necessary to assist communities affected by an incident to recover effectively, including, but not limited to, rebuilding infrastructure systems; providing adequate interim and long-term housing for survivors; restoring health, social, and community services; promoting economic development; and restoring natural and cultural resources.

Glossary Section: NDRF - National Disaster Recovery Framework
Term: Recovery Information Management System (RIMS)

A web based information management system designed to expand disaster data access in order to increase data accuracy and streamline reporting processes.

Glossary Section: NDHS - National Disaster Housing Strategy
Term: Redevelopment

Rebuilding degraded, damaged or destroyed social, economic and physical infrastructure in a community, State or Tribal government to create the foundation for long-term development.

Glossary Section: NDRF - National Disaster Recovery Framework
Term: Regional Application

An application submitted by a "host applicant" or fire department that, if awarded, benefits a number of third-party organizations in the region.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Regional Project

A project with one host organization benefitting multiple organizations serving more than one local jurisdiction.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Regulations

Federal rules of general applicability authorized by federal laws or other federal authority contained in the CFR.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Regular Program

A community without a Flood Insurance Rate Map enters the National Flood Insurance Program (NFIP) as an Emergency Program Community. Once a detailed engineering study is completed for the community and a Flood Insurance Rate Map (FIRM) issued, the community is brought into the Regular Program of the NFIP. The community is required to adopt or amend its floodplain management regulations to incorporate the new flood data on the FIRM. Under the Regular Program, higher amounts of flood insurance coverage are provided than under the Emergency Program and new construction is charged actuarial rates for flood insurance that fully reflect the building's risk of flooding.

Some communities are brought into the regular program as minimally floodprone communities or if no special flood hazard areas have been identified within the community. Minimally floodprone communities generally have only a minimal flood hazard and limited potential for floodplain development. These communities are issued a FIRM with special flood hazard areas designated, but no BFEs are provided. No special flood hazard area communities have no readily identifiable source of flooding or only a small flood hazard. These communities do not have a FIRM and are regarded as all Zone X for flood insurance purposes. No special flood hazard area communities are not required to adopt floodplain management ordinances.

National Flood Insurance Program Requirements

  • 59.1 - Definition
  • 59.2 - Description
Glossary Section: NFIP - National Flood Insurance Program
Term: Regular Program Community

A community wherein a Flood Insurance Rate Map (FIRM) is in effect and full limits of coverage are available under the Act.

Glossary Section: NFIP - National Flood Insurance Program
Term: Rehabilitation

The return of infrastructure damaged by a major disaster to a safe and sanitary living or functioning condition. Specifically refers to returning infrastructure to a habitable condition.

Glossary Section: NDHS - National Disaster Housing Strategy
Term: Renovation

For the purposes of AFG, a modification plan limited to minor interior alterations costing less than $10,000.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Repair

The return of infrastructure damaged by a major disaster to a safe and sanitary living or functioning condition.

Glossary Section: NDHS - National Disaster Housing Strategy
Term: Repetitive Loss Structure

An NFIP-insured structure that has had at least 2 paid flood losses of more than $1,000 each in any 10-year period since 1978.

Glossary Section: NFIP - National Flood Insurance Program
Term: Replacement Cost Value (RCV)

The cost to replace property with the same kind of material and construction without deduction for depreciation.

Glossary Section: NFIP - National Flood Insurance Program
Term: Request Details

A section of the online application where the applicant describes the specific items and/or personnel being requested.

Glossary Section: AFGP - Assistance to Firefighters Grants Program
Term: Reserve Fund Assessment

An amount dedicated to the NFIP Reserve Fund as authorized by the Biggert-Waters Flood Insurance Reform Act of 2012 (BW12).

Glossary Section: NFIP - National Flood Insurance Program
Term: Residential Building

A non-commercial building designed for habitation by one or more families or a mixed-use building that qualifies as a single-family, 2 - 4 family, or other residential building.

Glossary Section: NFIP - National Flood Insurance Program
Term: Residential Condominium Building

A building, owned and administered as a condominium, containing 1 or more family units and in which at least 75 percent of the floor area is residential.

Glossary Section: NFIP - National Flood Insurance Program
Term: Residential Condominium Building Association Policy (RCBAP)

See "Standard Flood Insurance Policy (SFIP)-Residential Condominium Building Association Policy (RCBAP)."

Glossary Section: NFIP - National Flood Insurance Program