What Happens at the Inspection?

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If You Do NOT Have Insurance That May Pay For the Damage

  • Wait 10-14 days after you apply. 
  • An inspector will contact you to schedule a time to review your damaged home.

If You Have Insurance That May Pay For the Damage

  • File your insurance claim first.
  • Provide FEMA with a decision letter (settlement or denial) from your insurance company
  • An inspector will contact you to schedule a time to review your damaged home.

If You Have Flood Insurance That May Pay For the Damage

  • File your insurance claim.
  • An inspector will contact you to schedule a time to review your damaged home.

    You do NOT need to provide a copy of your flood insurance decision letter to us before FEMA will schedule an inspection.  Since temporary living expenses are not covered by flood insurance, an inspection will be scheduled after you apply for assistance.

What happens during the inspection?

  1. An inspector will schedule a time to meet you at your damaged home. Please Note:
    • In areas where access is still severely limited, it may take longer for an inspection.
    • Inspectors are contractors, not FEMA employees, but your inspector will have FEMA identification.
    • Inspectors file your report but do not determine your eligibility.
    • There is no fee for the inspection.
  2. The inspector will visit your property to assess the damage related to the disaster. During the inspection:
    • You must be present for your scheduled appointment and provide proof of ownership and occupancy to the inspector.
    • If you cannot be present, you may designate someone (over the age of 18) to meet the inspector on your behalf.  You may be asked to sign a form authorizing this individual to meet the inspector.
  3. After the inspection, you will be asked to sign a form authorizing FEMA to verify that the information you have given is correct.
Last Updated: 
06/25/2012 - 12:24