The Repetitive Flood Claims (RFC) grant program was authorized by the Bunning-Bereuter-Blumenauer Flood Insurance Reform Act of 2004 (P.L. 108–264), which amended the National Flood Insurance Act (NFIA) of 1968 (42 U.S.C. 4001, et al).
Up to $10 million is available annually for the Federal Emergency Management Agency (FEMA) to provide RFC funds to assist states and communities reduce flood damages to insured properties that have had one or more claims to the National Flood Insurance Program (NFIP).
Federal / Non-Federal Cost Share
FEMA may contribute up to 100 percent of the total amount approved under the RFC grant award to implement approved activities, if the applicant has demonstrated that the proposed activities can not be funded under the Flood Mitigation Assistance (FMA) program program.
Program Guidance Links
The June 1, 2010 Hazard Mitigation Assistance (HMA) guidance can be accessed through the FEMA library.
RFC guidance from previous fiscal years can be accessed through the RFC archives.

