Department of Housing and Urban Development (HUD) provides a variety of disaster resources listed below. They also partner with Federal and state agencies to help implement disaster recovery assistance. Under the National Response Framework, the Federal Emergency Management Agency (FEMA) and the Small Business Administration (SBA) offer initial recovery assistance.
Mortgage Assistance from HUD's Federal Housing Administration (FHA). For a Presidentially declared disaster, FHA activates a mortgagee letter making a variety of insured loan programs available for disaster victims and putting into play use of special loan servicing and underwriting requirements. Find out more.
Assistance from Ginnie Mae. For a Presidentially declared disaster, Ginnie Mae issues a memo, encouraging all single-family, manufactured housing, and multifamily Ginnie Mae issuers to provide forbearance to mortgagors in areas receiving a Presidential disaster declaration. Get copies of the memos.
Assistance for Public and Indian Housing.
Disaster Housing Assistance. When requested by FEMA, HUD may administer a Disaster Housing Assistance Program to provide housing vouchers to disaster displacees. Find out more...
Capital Fund Emergency. Public Housing Agencies (PHA's) that confront an emergency situation or a natural disaster are eligible to apply for and receive funds from the reserve if they comply with certain requirements. Learn more…
Community Development and Housing Assistance. Metropolitan cities, urban counties, and states may request that awarding of annual Community Development Block Grant (CDBG) and HOME Investment Partnerships (HOME) funds be expedited or that program year start dates be moved up. For activities in a disaster area, they may also request modification of some program requirements to facilitate disaster assistance. Read a fact sheet on more
HUD General Housing Resources
HUD Housing Data
Department of Energy Resources (DOE)
Building Reconstruction after a disaster (Source: DOE). DOE is working to encourage cost-effective, durable, and energy-efficient building reconstruction in areas struck by natural disasters, including the Gulf Coast region, which continues to recover from the effects of the 2005 Atlantic hurricane season. The Building Technologies Program offers information and resources for state and local officials, builders, and consumers, as well as training opportunities on building technologies and designs that can make a long-term difference in areas vulnerable to natural disasters. When applied, these technologies can result in safer, healthier, more economically viable communities that are less susceptible to disaster.
Small Business Administration (SBA)
SBA Disaster Assistance – SBA provides low interest disaster loans to homeowners, renters, businesses of all sizes and private, non-profit organizations to repair or replace real estate, personal property, machinery and equipment, inventory and business assets that have been damaged or destroyed in a declared disaster.
HUD Quick Links
- Active Disaster Grants
- CDBG Disaster Recovery
- Disaster Housing Assistance Vouchers
- HUD Homes Available in Disaster Areas
- Mortgage Insurance
- Rehab Mortgage Insurance
- Single Family Mortgagee Info
- Multifamily Disaster Guide