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National Flood Insurance Community Status and Public Notification

Summary of Final Rule

Notices of Suspended Eligibility

Additional Information

The National Flood Insurance Program enables property owners to purchase flood insurance. In return, communities agree to adopt and implement local floodplain management regulations that contribute to protecting lives and reducing the risk of new construction and substantial improvements from future flooding. 

Effective Dec. 2, 2020, a final rule modernized regulations that previously required FEMA to publish community eligibility in the Federal Register, now allows FEMA to publish this information on the internet or by another comparable method.

If you want to determine whether a particular community was suspended on the suspension date or for further information, please email:

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Adrienne L. Sheldon, PE, CFM
Federal Insurance and Mitigation Administration
Federal Emergency Management Agency

Summary of the Final Rule (Published 10/20/20)

Revisions to Publication Requirements for Community Eligibility Status Information Under the National Flood Insurance Program

This final rule modernizes regulations regarding publication requirements of community eligibility status information under the National Flood Insurance Program (NFIP). FEMA is replacing outdated regulations that require publication of community loss of eligibility notices in the Federal Register with a requirement that FEMA publish this information on the internet or by another comparable method.

FEMA is also replacing its requirement that the agency maintain a list of communities eligible for flood insurance in the Code of Federal Regulations with a requirement that FEMA publish this list on the internet or by another comparable method.

View Full Text of Final Rule

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Effective Dates
The Community Status Book lists communities within each state or territory that have new or revised Flood Insurance Rate Maps (FIRMs). The FIRM must be adopted by the listed date. View the current effective dates for Flood Insurance Rate Map.

Notices of Suspended Community Eligibility

From early-December 2020 to early-June 2021, FEMA published eligible community status suspension notices in the Federal Register and on FEMA’s website. The states listed have communities with new or revised Flood Insurance Rate Maps which must be adopted by the listed effective date. View a list of these notices.

The Community Status Book lists each participating community’s effective Flood Insurance Rate Map or suspension information.

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Effective Jan. 28 2022 - Suspension of Community Eligibility

Related states: Iowa

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Effective Jan. 14, 2022 - Suspension of Community Eligibility

No Communities

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Effective Dec. 30, 2021 - Suspension of Community Eligibility

No Communities

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Effective Dec. 16, 2021 - Suspension of Community Eligibility

Related states: California, Mississippi, New Jersey and South Carolina

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Effective Dec. 2, 2021 - Suspension of Community Eligibility

Related states: Colorado, Iowa and Virginia

Additional Information about Eligible Suspension Notifications

The National Flood Insurance Program enables property owners to purchase federal flood insurance that is not otherwise generally available from private insurers. 

In return, communities agree to adopt and administer local floodplain management measures aimed at protecting lives, new and substantially improved construction, and development in general from future flooding. 

FEMA notifies the Chief Executive Officer that a community will be suspended unless the required floodplain management measures are met prior to the effective suspension date. FEMA sends a notice at 180 days, 90 days and 30 days before the effective suspension date.  The list of upcoming possible suspensions is placed on FEMA.gov at 7-14 days prior to the effective suspension date.

Information about the Effective Suspension Date

If a new or revised Flood Insurance Rate Map is not adopted by the effective date, flood insurance will no longer be available in the community. FEMA recognizes communities may adopt and submit the required documentation after this list is published but prior to the actual effective suspension date.  These communities will not be suspended and will continue to be eligible for the sale of policies through the National Flood Insurance Program.

A community’s current participation status in the National Flood Insurance Program can be verified at any time on the Community Status Book.

In addition, FEMA publishes a Flood Insurance Rate Map (FIRM) to identify the Special Flood Hazard Areas (SFHAs) in each participating community.

Community Suspension from the National Flood Insurance Program

When a community is suspended for non-compliance of adopting floodplain management the following occurs:

  • No direct federal financial assistance (except assistance pursuant to the Robert T. Stafford Disaster Relief and Emergency Assistance Act not in connection with a flood) may be provided for construction or acquisition of buildings in identified SFHAs for communities not participating in the NFIP and identified for more than a year on FEMA’s initial FIRM for the community as having flood-prone areas (section 202(a) of the Flood Disaster Protection Act of 1973, 42 U.S.C. 4106(a), as amended). 
  • This prohibition against certain types of federal assistance becomes effective for the communities listed on the date shown in the last column. 
  • The Administrator finds that notice and public comment procedures under 5 U.S.C. 553(b), are impracticable and unnecessary because communities listed as being eligible for suspension have been adequately notified.

Special Flood Hazard Area

In addition, FEMA publishes a Flood Insurance Rate Map (FIRM) that identifies the Special Flood Hazard Areas (SFHAs) in a community. 

  • No direct federal financial assistance (except assistance pursuant to the Robert T. Stafford Disaster Relief and Emergency Assistance Act not in connection with a flood) may be provided for construction or acquisition of buildings in identified Special Flood Hazard Areas for communities not participating in the program.
  • No direct federal financial assistance can be provided to a community identified for more than a year on FEMA’s initial Flood Insurance Rate Map as having flood-prone areas. Refer to the Flood Disaster Protection Act of 1973, 42 U.S.C. 4106(a), as amended, Section 202(a) for additional information. 
  • This prohibition against certain types of federal assistance becomes effective for the communities listed on the date shown the SFHA column.