MICHIGAN - The State has been taking an active role in hazard mitigation for several years, and has increased its coordination by developing an interagency group to review and prioritize projects for the Hazard Mitigation Grant Program (HMGP) funding available after a Presidential disaster declaration.
On July 29, 1998, Governor Engler signed an executive order creating the Michigan Hazard Mitigation Coordinating Council (MHMCC). The Executive Order 1998-5 designates several agencies as members, including the Department of State Police, Department of Environmental Quality, Department of Natural Resources, Department of Agriculture, Department of Consumer and Industry Services, Department of Transportation, Department of Management and Budget, in addition to members from the insurance and planning industry, and local emergency managers.
The MHMCC assists in implementing the Michigan Hazard Mitigation Plan and supports and promotes mitigation concepts, principles, strategies, and practices within governmental agencies and private sector organizations in Michigan. This council is a driving force for mitigation and promotes activities for creating disaster-resistant communities.
Standard Homeowner's insurance policies do not cover flood damage. The National Flood Insurance Program makes Federally backed flood insurance available to homeowners, renters, and business owners in participating communities.