FEMA published a Federal Register notice requesting public comment for the “National Flood Insurance Program: Standard Flood Insurance Policy, Homeowner Flood Form," intended to reduce barriers to flood insurance adoption by simplifying the form for homeowners.
A LOMR is a letter from FEMA officially revising the current NFIP map to show changes to floodplains, regulatory floodways, or flood elevations. Reference Code of Federal Regulations Title 44 Parts 60, 65, and 72. A community or individual can request a LOMR to update the following:
Use this form to request a revision to coastal flood hazard elevations and/or areas based on coastal structures being credited as providing flood hazard reduction from the base (1%-annual-chance) flood.