Ibihuhusi biheruka kuba muri Vermont mu kwezi kwa Mukakaro birerekana ingene imyuzure ishobora gutera. Gukingira inzu yawe canke ubucuruzi vyawe biciye mu mazu y'ubwishingizi hamwe na politiki yo mu Mugambi w'Igihugu Ujejwe Gukinga Impanuka zivuye ku Myumwuzurira birashobora kugufasha kwitegura - no kurokoka - umwuzure wo hanyuma.
Umugambi w'Igihugu Ujejwe Gukinga Impanuka zivuye ku Myumwuzurira ni iki?
Umugambi w'Igihugu Ujejwe Gukinga Impanuka zivuye ku Myumwuzurira ni ikigo c'igihugu kijejwe gukinga ibiza (NFIP) gifasha abafise ivyo batunze, abakose amazu n'abadandaza bashobora kuronka ubwishingizi bw'imyuzure. Bikurikiranywe na FEMA hamwe n'abakozi benshi b'ubwishingizi baserukira amashirahamwe y'ubwishingizi arenga 50 canke NFIP Direct, NFIP iratanga ubwishingizi bw'imyuzure kugira ibafashe gukira vuba inyuma y'umwuzure. Ubwishingizi ku bijanye n'umwuzure butanga ubwishingizi ku vyononekaye mu rugo rwawe canke mu bucuruzi kubera umwuzure.
Abakose amazu, Bene yo hamwe n'ibikorwa vy'ubudandaji vyononekaye
Imigambi y'ikigo NFIP iriteguye gufasha abadandaza n'abafise amazu n'abadandaza bo mu karera basanzwe bagira uruhara mu mugambi w'igihugu ujejwe gukinga ibiza. Abanyagihugu bafise uruhara muri NFIP bakurikiza umugambi wo kugabanya igwirirana ry'amazi, ivyo bikaba bishobora kuba birimwo gukenerwa ko abubatsi bashiraho ingingo zimwe na zimwe zijanye n'ugukingira canke kugabanya iterambere mu turere twononekaye cane. Kugira ubaze nimba abo mu karere uherereyemwo bari mu barabwa n'uwo mugambi, hamagara ikigo kijejwe amakuru ca NFIP kuri 800-427-4661 canke FloodReady.Vermont.gov/Find_Funding/Flood_Insurance.
Ni kubera iki nkeneye ubwishingizi?
N'aho woba udafise "risk" mu gisagara caWe, ushobora kuguma ubangamiwe n'imyuzure- abarenga ibice 20 kw'ijana vy'ibirego vya NFIP biva hanze y'igihugu. santimetero imwe yonyene y'amazi y'umwuzure irashobora kwonona ibintu bifise agaciro ka $ 25.000. Imfashanyo ya FEMA yo gufasha umuntu ku giti ciwe hamwe n'imfashanyo y'umuryango izotuma inzu yawe imererwa neza inyuma y'umwuzure, ariko ntishobora kwonona ibintu vyose. Next articleIvya mbere y'uko ivyago bisubira inyuma y'ibiza ni ubwishingizi bw'imyuzure.
Ubwishingizi bwa bene amazu ntaho buhuriye n'ubwishingizi bw'umwuzure
Politiki y'ubwishingizi bwa bene amazu hamwe n'abakodesha ntabwo ijejwe ivyonywe n'umwuzure. Niba politiki yawe idakubiyemo umwuzure, uzakenera ubwishingizi butandukanye bwumwuzure kugirango ubone ubwishingizi. Politiki ya NFIP ikubiyemo igihombo cyumubiri kumiterere yawe nibintu byawe binyuze muburyo bubiri bwo gukwirakwiza: kubaka inyubako no kubikubiyemo.
Inzu yanjye yarengewe n'amazi. Mbega ndashobora kuronka ubwishingizi?
Ntabwo bitwaye inshuro zingahe inzu yawe, inzu yawe cyangwa ubucuruzi bwawe bwuzuye. Niba umuryango wawe witabiriye NFIP, wemerewe ubwishingizi bwumwuzure.
Mu gihe ufise ubwishingizi, tanga ikirego vuba bishoboka. Hamagara umukozi aejwe kukwakira, urondere amafoto y'ivyagushowe, uce ubika ivyo waronse kugira urondere aho uja hose. Ugomba kumenya vyinshi, injira ku rubu www.FloodSmart.gov/How-Do-I-Start-My-Flood-Claim.
Mugihe kubona ubwishingizi ubu ntibizakuraho ivyononekaye bimaze kuba, birashobora kukurinda umuyaga wo hanyuma. Urashobora kugura ubwishingizi bwumwuzure igihe icyo aricyo cyose. Politiki nyinshi zifite igihe cyo gutegereza iminsi 30 nyuma yo kwishyura premium mbere yuko politiki ikorwa.
Nigute nshobora gusaba muri FEMA ubufasha bw'ibiza?
Niba ufite ibyangijwe numwuzure, FEMA irashobora kugufasha. Niba ufite ubwishingizi, ntugomba gutegereza ikirego cyawe. Abanyagihugu bo muri Vermont bibasiwe n’ibihe bikomeye by’ikirere muri Mukakaro 2024 bifite kugeza ku ya 25 Munyonyo 2024, gusaba ubufasha bwa FEMA.Hari uburyo bushika kuri bune bwo gusaba:
- Ja ku rubuga: DisasterAssistance.gov.
- Hamagara FEMA kuri 800-621-3362.
- Dawunirodinga apurikasiyo yo muri terefone ya FEMA.
- Sura ikigo kijejwe gutunganya ivyangijwe n'ibiza. Kugira umenye ahantu ahantu n'amasaha, raba kuri fema.gov/drc.