FEMA's Region III Mitigation Division strives to create safer communities by reducing the risks to loss of life and property. Mitigation programs enable individuals to recover more quickly from floods and other disasters and lessen the financial impact of disasters on the Nation.
April Cummings, Mitigation Division Director
April Cummings currently serves as the Director for the Mitigation Division at FEMA Region III. In this role she oversees programs that strive to make communities safer by reducing risks to life and property by using risk analytics, floodplain management and insurance, community planning, various grant programs, and environmental and historic preservation compliance.
Prior to this position, Ms. Cummings was the Deputy Director for the Mitigation Division at Region III and the Deputy Regional Environmental Officer for FEMA Region IV. During her tenure, she has completed details with the Center for Disease Control and Prevention during the Ebola Outbreak and with FEMA’s Federal Insurance and Mitigation Administration. She has also responded to several events including Hurricane Katrina, the Nashville Floods, 2011 Alabama Tornado Outbreak, Hurricane Sandy, and the 2016 West Virginia Floods.
Ms. Cummings holds dual undergraduate degrees in History and International Relations from Marquette University and a Master of Science from the University of Vermont.
Nicole Lick, Deputy Director
As Mitigation Deputy Director, Nicole helps disaster survivors understand the risks where they live and work, how to reduce those risks and purchase insurance to protect their investments. Nicole oversees a team of staff to aid survivors through four (4) primary branches: risk analysis, floodplain management and insurance, hazard mitigation assistance grants and environmental and historic preservation. During more than 10 years with FEMA, Nicole served as Floodplain Management and Insurance Branch Chief as well as Planning Support Section Chief. Nicole has deployed to Texas, West Virginia, Virginia and Pennsylvania many times to help survivors. This position applies her degrees in City Planning from the University of Pennsylvania and Government from Franklin and Marshall College. Her prior work with local government and community non-profits focused on environmental planning and land use in roles at Montgomery County, PA Planning Commission, City of Philadelphia Water Department and Friends of the Manayunk Canal. Nicole most enjoys working with our partners to improve community resilience to risk through land use, floodplain management, flood insurance, risk mapping and hazard mitigation planning.
State Floodplain Management and Insurance
FEMA and Federal Resources
Hazard Mitigation Assistance
Floodplain Management & Insurance
FloodSmart.gov – Website for the National Flood Insurance Program (NFIP). Individuals can contact their insurance agent directly or the NFIP Help Center at 800-427-4661.
National Flood Insurance Program (NFIP) - FEMA’s website includes information on the NFIP for property owners, insurance agents, lenders, and more.
Data Visualization: Historical Flood Risks and Cost - These interactive tools help individuals, business owners, and others to better understand their flood risk to make informed decisions.
Hazard Mitigation Planning
- Substantial Improvement and Substantial Damage - Chapter/Section Number: Unit 8
- The NFIP Floodplain Management Requirements - Chapter/Section Number: Unit 5