FEMA ASSISTANCE AVAILABLE FOR PERSONAL PROPERTY LOSS
[https://www.fema.gov/press-release/20250502/fema-assistance-available-personal-property-loss]


Release Date: 
May 2, 2025 

FRANKFORT, KY. – Kentucky residents who experienced damage from the
APRIL severe storms, straight-line winds, tornadoes, flooding,
landslides, and mudslides may be eligible for FEMA assistance.
Homeowners and renters in ANDERSON, BUTLER, CARROLL, CHRISTIAN, CLARK,
FRANKLIN, HARDIN, HOPKINS, JESSAMINE, MCCRACKEN, MERCER, OWEN and
WOODFORD counties are encouraged to apply.  

FEMA assistance covers basic needs. It will not restore all
disaster-related property loss. Insurance coverage is the best means
to recover after a natural disaster. However, Personal Property Loss
assistance may repair or replace disaster-damaged property if
conditions meet the eligibility requirements.  

The item(s) may fall within any of these categories:

	* APPLIANCES: Includes standard household appliances, such as a
refrigerator, washing machine, etc.
	* CLOTHING: Essential clothing needed due to overall loss, damage, or
contamination.
	* HOME FURNISHINGS: Basic furnishings found in a bedroom, kitchen,
bathroom and living room.
	* TOOLS REQUIRED FOR WORK AND SCHOOL: Tools and equipment required
for your job and items required as a condition of an applicant’s or
household member’s education. This assistance also applies to
self-employed individuals.
	* COMPUTING DEVICES: Funds to cover replacement of one personal or
family computer. Funds for additional computers required for work or
school may be approved.
	* ACCESSIBLE ITEMS: FEMA also provides assistance for damaged
personal property required for qualified applicants with
disabilities. 

CONDITIONS FOR ELIGIBILITY

To be eligible, the item(s) must meet the following criteria:

	* Items must have been owned prior to APRIL 2 and be damaged by the
flooding.
	* Items were owned and in use by occupants of the pre-disaster
household.
	* Items must not be furnishings and/or appliances provided by a
landlord.

FEMA may not repair or replace a storm-damaged item if residents own a
similar item that works.

HOW TO APPLY FOR FEMA ASSISTANCE

The first step to receive FEMA assistance is to apply. Survivors of
the April storms who live in the designated counties have until JUNE
25 to apply for assistance. 

You can apply in several ways:

	* Apply online at DisasterAssistance.gov
[https://www.disasterassistance.gov/].
	* Visit any Disaster Recovery Center. To find a center close to you,
visit fema.gov/DRC [https://egateway.fema.gov/ESF6/DRCLocator], or
text DRC along with your Zip Code to 43362 (Example: “DRC 29169”).
	* Use the FEMA mobile app.
	* Call the FEMA Helpline at 800-621-3362. It is open 7 a.m. to 10
p.m. Eastern Daylight Time. Help is available in many languages. If
you use a relay service, such as Video Relay Service (VRS), captioned
telephone or other service, give FEMA your number for that service. 

APPLY SEPARATELY FOR EACH DISASTER

Homeowners and renters in Woodford County may be eligible for federal
assistance under DR-4860-KY and/or DR-4864-KY. If you had property
damage or loss in Woodford County from the February severe incident,
and then again from the April severe incident, you will need to
complete two separate disaster assistance applications.

For more information about Kentucky flooding recovery,
visit www.fema.gov/disaster/4860 [https://www.fema.gov/disaster/4860]
and www.fema.gov/disaster/4864 [https://www.fema.gov/disaster/4864].
Follow the FEMA Region 4 X account at x.com/femaregion4
[https://x.com/femaregion4].