Permanent Housing Resources

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This page contains information related to Disaster Housing Resources. Some of the agencies with disaster housing programs are the Department of Housing and Urban Development, the Small Business Administration, and the Department of Energy.

Department of Housing and Urban Development (HUD) provides a variety of disaster resources listed below. They also partner with Federal and state agencies to help implement disaster recovery assistance. Under the National Response Framework, the Federal Emergency Management Agency (FEMA) and the Small Business Administration (SBA) offer initial recovery assistance.

Mortgage Assistance from HUD's Federal Housing Administration (FHA). For a Presidentially declared disaster, FHA activates a mortgagee letter making a variety of insured loan programs available for disaster survivors and putting into play use of special loan servicing and underwriting requirements. Find out more about FHA mortgage assistance.

Assistance from Ginnie Mae. For a Presidentially declared disaster, Ginnie Mae issues a memo, encouraging all single-family, manufactured housing, and multifamily Ginnie Mae issuers to provide forbearance to mortgagors in areas receiving a Presidential disaster declaration. Get copies of the memos.

Assistance for Public and Indian Housing.

Department of Energy (DOE) Resources

  • Building Reconstruction after a disaster (Source: DOE). DOE is working to encourage cost-effective, durable, and energy-efficient building reconstruction in areas struck by natural disasters, including the Gulf Coast region, which continues to recover from the effects of the 2005 Atlantic hurricane season. The Building Technologies Program offers information and resources for state and local officials, builders, and consumers, as well as training opportunities on building technologies and designs that can make a long-term difference in areas vulnerable to natural disasters. When applied, these technologies can result in safer, healthier, more economically viable communities that are less susceptible to disaster.

Small Business Administration (SBA)

  • SBA Disaster Assistance – SBA provides low interest disaster loans to homeowners, renters, businesses of all sizes and private, non-profit organizations to repair or replace real estate, personal property, machinery and equipment, inventory and business assets that have been damaged or destroyed in a declared disaster.

HUD Quick Links

    Last Updated: 
    02/19/2015 - 14:50
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