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An official website of the United States government

Dot gov

Official websites use .gov

A .gov website belongs to an official government organization in the United States.

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Secure .gov websites use HTTPS

A lock ( ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites..

Policy

The entire written contract between the insured and the insurer. It includes the following:
o The printed policy form;
o The Application and declarations page;
o Any endorsement(s) that may be issued; and
o Any renewal certificate indicating that coverage has been instituted for a new policy and new policy term.
o Only 1 dwelling, specifically described by the prospective policyholder in the Application, may be insured under a policy.

Last updated March 5, 2020