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An official website of the United States government

Dot gov

Official websites use .gov

A .gov website belongs to an official government organization in the United States.


Secure .gov websites use HTTPS

A lock ( ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites..

Direct Physical Loss By or From Flood

Loss or damage to insured property, directly caused by a flood. There must be evidence of physical changes to the property.

Last updated March 5, 2020