Honolulu, HI – A hurricane’s destructive winds, storm surge, and floods can wreak havoc on homes or businesses. As the 2020 Pacific hurricane season approaches, property owners and renters in Hawaii are reminded to protect their homes and belongings from storm-related flooding by planning ahead and purchasing flood insurance.
Did you know that most standard home and rental policies do not cover flood losses? Flood insurance is one of the most important steps you can take to protect your property and recover faster from floods.
Know the difference between flood insurance and hurricane insurance, too – and ensure your property is covered with both. Hurricane insurance, purchased separately, can supplement home insurance by covering wind related damage associated with hurricanes. Flood insurance policies protect against storm surge and rising water. Call your insurance agent or company to learn how to get fully protected from the wind and water threats of hurricanes and other disasters.
In addition to insurance, take steps to prepare for hurricane season by creating an emergency supply kit: a flashlight, batteries, cash, first aid supplies, medications, clothing, and copies of critical information. Also, take family time to create a communications plan that ensures all the members of your household know how to reach each other and where to meet up in an emergency. Visit ready.gov/hurricanes for more details.
Hawaii residents can identify their flood risk by visiting gis.hawaiinfip.org/FHAT and view interactive storm surge maps at nhc.noaa.gov/nationalsurge. Protect your largest investment and prepare now for hurricane season.