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Protect Yourself From Flooding After The Museum Fire

Release date: 
July 30, 2019
Release Number: 

Oakland, Calif. Residents near the Museum Fire burn scar are encouraged to purchase flood insurance to financially protect their homes and businesses. Large-scale wildfires destroy vegetation, leaving the ground charred, barren, and unable to absorb water – ideal conditions for flash flooding and mudslides during Arizona’s monsoon season and beyond. The increased flood risks may exist for up to five years or until the vegetation has been restored and is able to absorb water run-off.

Most standard homeowner’s policies do not cover flood damage. Yet flood insurance is affordable and important to protecting one’s investment. Remember, a flood does not have to be a catastrophic event to bring high out-of-pocket expenses. Just an inch of water in an average-sized home can cause more than $25,000 in damage. 

By law, there is generally a 30-day waiting period after purchase until a National Flood Insurance Program (NFIP) policy takes effect. Consequently, it is important for residents around the burn scar area to recognize the increased risk and purchase flood insurance based on the protection it offers year-round, not just for the protection it provides within 30 days.

For more information about flood risk and flood insurance, call your insurance agent, contact the NFIP at 800-427-4661, or visit the NFIP at


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Last Updated: 
July 30, 2019 - 12:47