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The First Permanent Housing Construction (PHC) Home Complete

Release date: 
October 5, 2018
Release Number: 
PR 003

Gloria Roberts stands in front of her home, which was the first one repaired --  post-Hurricane Irma -- under the Permanent Housing Construction.

ST. CROIX, VI – The first Virgin Islanders using FEMA’s PHC program received keys Fri. Sept. 28, 2018 to their repaired St. Thomas home 90-days after work began.

“Getting Virgin Islanders back into their homes by helping them rebuild is one of the main reasons why we’re here,” said Federal Coordinating Officer Michael Byrne. “Recovery is never an easy process, but we are making progress and remain committed to helping homeowners rebuild, come back stronger and be better prepared to ­face future storms.”

A pink house with a new white roof stands out with mountains in the distance.
St. Thomas, U.S. Virgin Islands, Oct. 1, 2018 -- Gloria Roberts’ pink house stands out above Smith Bay in Frydendal. The house has a new sheathing roof from the permanent housing construction program. Its roof blew off during Hurricane Irma, and rain damaged the home's interior during last year's hurricanes. FEMA/Eric Adams
Since Hurricanes Irma and Maria struck the U.S. Virgin Islands last September, more than $83 million in Federal and territorial recovery grants have been disbursed to eligible homeowners and renters for temporary housing assistance and other needs.

FEMA, in partnership with the Virgin Islands Territorial Emergency Management Agency (VITEMA) and the governor’s office, approved PHC for eligible survivors who sustained at least $17,000 in FEMA Verified Loss (FVL), but not destroyed by the hurricanes.

Survivors who participate in PHC are provided assistance in the form of direct repairs to their ­pre-disaster primary residence in lieu of financial assistance from FEMA. The agency contacts these eligible survivors via phone calls, texts and emails with program details.

Before approval, FEMA ensures that repairs are necessary to make the home, safe, sanitary and functional. The estimated labor and repairs to the home must not exceed $125,000. Repair costs must be reasonable and are determined on a case-by-case basis.


A shot displays the wooden rafters and brackets of roofing inside a home.
St. Thomas, U.S. Virgin Islands, Oct. 1, 2018 -- The new roofing pattern stands out in Gloria Roberts’ living room three days after she received the keys to re-enter her home in the Frydendal area of the island. Roberts’ home is the first home finished in the permanent housing construction (PHC) program after hurricanes Irma and Maria damaged her house. Roberts' roof blew off during Hurricane Irma, and rains damaged the house during last year's hurricanes. FEMA/Eric Adams




FEMA’s mission is helping people before, during, and after a disaster.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362 (voice, 711/VRS - Video Relay Service) (TTY: 800-462-7585). Multilingual operators are available (press 2 for Spanish).

For official information on the recovery effort following the hurricanes, please visit or Follow us on social media at and To sign up for emergency, weather related, public safety and service disruption alerts on the Virgin Islands, sign up for Alert VI or copy into your browser.

To donate or volunteer, contact the voluntary or charitable organization of your choice through the National Voluntary Agencies Active in Disasters (NVOAD) at  For those who wish to help, cash donations offer voluntary agencies the most flexibility in obtaining the most-needed resources and pumps money into the local economy to help businesses recover. The Community Foundation of the Virgin Islands also has the “Fund for the Virgin Islands” at

Last Updated: 
October 9, 2018 - 09:00