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Resources for Unmet Needs of Hurricane Irma Survivors

Release date: 
February 2, 2018
Release Number: 
FEMA-4337-DR FS 034

ORLANDO, Fla. – Survivors of Hurricane Irma who face unmet needs may find help through state and federal resources listed below.

State assistance:

Florida business recovery resources:

  • Florida Businesses Impacted by Disaster
    Florida Virtual Business Emergency Operations Center provides information and resources for registered businesses impacted by a disaster, including news and what to do after a disaster. Businesses may also share the extent of damage they suffered. Visit
  • Florida Division of Emergency Management
    The state of Florida’s Division of Emergency Management official portal for businesses provides a toolkit of information to help prepare for and recover from disasters. Visit

Federal assistance:

  • U.S. Department of Housing and Urban Development (HUD)
    Section 203(h) Mortgage Insurance for Disaster Victims helps survivors get a mortgage for a new home or rebuild their damaged one. Section 203(k) Rehabilitation Mortgage Insurance gives homebuyers and owners two options:
    • Buy or refinance a house and its rehabilitation costs with a single mortgage; or
    • Finance the rehabilitation of your existing home.

Money may be used for rehabilitation work, from minor repairs to total reconstruction.

To qualify for Section 203(h) Mortgage Insurance for Disaster Victims, applicants must:

  • Own a single-family home damaged or destroyed by Hurricane Irma between Sept. 4 and Oct. 18, 2017; and
  • Live in one of the Florida counties designated in the declaration.

Section 203(k)-insured loans can finance:

  • Residential section rehabilitation of a property that also has non-residential uses.
  • Conversion of any size property to a one- to four-unit structure.

To qualify for Section 203(k) Rehabilitation Mortgage Insurance, applicants must:

  • Be able to make monthly mortgage payments; and
  • Be rehabilitating a home at least one year old.

To learn more, go online to To find an approved lender near you, visit

  • U.S. Department of Health and Human Services (HHS)
    The website for the Office for Civil Rights division of HHS provides information on effective planning, response and recovery for people who have special needs. Before, during and after a disaster, members of this population may have additional needs to maintain independence, communication, transportation, supervision and medical care. Visit
  • Substance Abuse and Mental Health Services Administration (SAMHSA)

    The SAMHSA Disaster Distress Helpline, a national hotline, offers year-round disaster crisis counseling. You may call 800-985-5990 (TTY 800-846-8517) 24 hours a day, seven days a week. If you feel distressed because of the effects of Hurricane Irma, you may use this free service. It is toll-free, multilingual, crisis support. Visit the website at for more information.

  • Other resources available to Floridians who need or want to give help:
    For more recovery information from FEMA, visit, or follow @FEMARegion4 on Twitter and on FEMA’s Facebook page. For recovery information from the state, visit Florida Division of Emergency Management.
  • Volunteering and Donations
    • To donate or volunteer, visit or call 800-FL-Help-1.
    •    Find other volunteer options at
    • Volunteer Florida works with members of the Florida VOAD, Voluntary Organizations Active in Disaster.
    • For those who wish to help, cash donations offer volunteer agencies the most flexibility in obtaining the most-needed resources and bring money into the local economy to help businesses recover. Donate to Florida disaster relief at



Last Updated: 
February 5, 2018 - 12:19