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Churches And Other Nonprofits May Rebuild With SBA Loans

Release date: 
June 18, 2011
Release Number: 

BIRMINGHAM, Ala. – Churches, temples, mosques and other religious centers, as well as other private nonprofit organizations in Alabama’s storm-damaged designated counties, are eligible to apply for U.S. Small Business Administration loans to help rebuild. Applications must be received by June 27.

Private nonprofits of any size may borrow up to $2 million at interest rates as low as 3 percent to repair or replace damaged or destroyed real estate, furniture, fixtures, appliances, equipment, vehicles, other assets and leasehold improvements. (Leasehold improvements could include items such as paint, carpeting, lighting, office partitions or other items attached to the leased structure but owned by the renter.)

The terms of the loans may be up to 30 years, making payments affordable. The SBA sets loan amounts and terms based on each applicant’s financial condition. Interested organizations may apply before their insurance claims are settled.

The SBA may increase a loan up to 20 percent of the total amount of disaster damage to real estate and/or leasehold improvements so that you can make changes while repairing or rebuilding that reduce the risk of property damage by future disasters of the same kind.

For more information, nonprofits may call the SBA at 800-659-2955 (800-877-8339 TTY) or visit a disaster recovery center. Applications can be downloaded from Or nonprofits may visit SBA’s secure website at to apply online for disaster loans. Registration with FEMA is also recommended; call 800-621-FEMA (3362) or (TTY) 800-462-7585 for the deaf or hard of hearing. Online registration is available at

Churches and other nonprofits should also investigate sources of aid from charitable agencies, volunteer groups and private donors.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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For more information on Alabama’s disaster recovery, visit or //

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Last Updated: 
January 3, 2018 - 12:19