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Floodsmart (6)

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Floodsmart Videos
Collection Created:
September 20, 2013
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  • National Flood Insurance Act of 1967

    This Act authorizes a national program under which flood insurance is made available to occupants of flood prone areas through the cooperative efforts of the Federal government and the private insurance industry.
  • Your Homeowners Insurance Does Not Cover Flooding

    This publication warns homeowners that most homeowners' insurance policies do not cover floods. Only flood insurance reimburses homeowners for flood damage to property.

  • Flood Insurance Reform Act of 2004

    An Act of Congress to amend the National Flood Insurance Act of 1968 to reduce losses to properties for which repetitive flood insurance claim payments have been made.
  • National Flood Insurance Act of 1968 & Flood Disaster Protection Act of 1973

    The National Flood Insurance Act of 1968, as amended, and The Flood Disaster Protection Act of 1973, as amended,42 U.S.C. 4001 et. seq.
  • National Flood Insurance Reform Act of 1994

    An Act of Congress to amend the Flood Disaster Protection Act of 1973.
  • Higher Floodplain Management Standards: A Valuable Element in Community Planning

    Freeboard is a term used by FEMA’s National Flood Insurance Program (NFIP) to describe a factor of safety usually expressed in feet above the 1-percent-annual-chance flood level. The NFIP requires the lowest floor of structures built in Special Flood Hazard Areas (SFHAs) to be at or above the BFE, so a structure built with freeboard would have its lowest floor 1 foot or more above the BFE. Adding freeboard will reduce NFIP insurance premiums.