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Collection: NFIP Video Series: Insurance Perspectives

These four videos contribute to understanding the key elements and mechanisms of the National Flood Insurance Program. Knowing where we are today and how we got here is the key to making the program responsive to our customers and stakeholders – now and in the future.
Collection Created:
August 19, 2016
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  • <p>This video discusses the underlying insurance mechanisms used by the National Flood Insurance Program to mitigate the impact of flooding.</p>

    NFIP Perspectives: Insurance Mechanisms

    Video by Melissa Anderson

    This video discusses the underlying insurance mechanisms used by the National Flood Insurance Program to mitigate the impact of flooding.

  • <p>This video documents the evolution of the National Flood Insurance Program from its beginning to present by highlighting various disasters, events and legislation that changed the program to what it has become today.</p>

    Perspectives: The History and Background of the NFIP

    Video by Melissa Anderson

    This video documents the evolution of the National Flood Insurance Program from its beginning to present by highlighting various disasters, events and legislation that changed the program to what it has become today.

  • <p>***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance&nbsp;Branch.&nbsp;For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer&nbsp;to the NFIP Flood Insurance Manual&nbsp;<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.fema.gov_media-2Dlibrary_assets_documents_130234&amp;d=DwMFAg&amp;c=4JOzdpIlQcN5fHQL_PMhCQ&amp;r=WD3sz4DaZPeKvvRjgTWKAF9PC5z7WdT7j0IGIn4f2RQ&amp;m=EaAv0rbnOi6jZmYr28WyZxEqBVEQULtNKCW0qvsunSQ&amp;s=Okp4m-OK9wetda2d3bqKKFgfT50MLqCAv6nYp5iL2Vg&amp;e=" target="_blank">https://www.fema.gov/media-library/assets/documents/130234</a>,&nbsp;or your insurance provider. &nbsp;As risks can vary on individual structures&nbsp;based on specific details, your insurance provider will&nbsp;be&nbsp;able to adequately assess your risk and the premium associated with that risk.</p>

<p>These training&nbsp;videos are intended as a tool to enable insurance agents to provide their clients sound counsel and&nbsp;floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 1, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers the introduction to the training and basic concepts.</p>

    Flood Insurance 101: Part 1 - Spanish Captions

    Video by FEMA Region 8

    ***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance Branch. For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer to the NFIP Flood Insurance Manual https://www.fema.gov/media-library/assets/documents/130234, or your insurance provider.  As risks can vary on individual structures based on specific details, your insurance provider will be able to adequately assess your risk and the premium associated with that risk.

    These training videos are intended as a tool to enable insurance agents to provide their clients sound counsel and floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 1, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers the introduction to the training and basic concepts.

  • <p>***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance&nbsp;Branch.&nbsp;For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer&nbsp;to the NFIP Flood Insurance Manual&nbsp;<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.fema.gov_media-2Dlibrary_assets_documents_130234&amp;d=DwMFAg&amp;c=4JOzdpIlQcN5fHQL_PMhCQ&amp;r=WD3sz4DaZPeKvvRjgTWKAF9PC5z7WdT7j0IGIn4f2RQ&amp;m=EaAv0rbnOi6jZmYr28WyZxEqBVEQULtNKCW0qvsunSQ&amp;s=Okp4m-OK9wetda2d3bqKKFgfT50MLqCAv6nYp5iL2Vg&amp;e=" target="_blank">https://www.fema.gov/media-library/assets/documents/130234</a>,&nbsp;or your insurance provider. &nbsp;As risks can vary on individual structures&nbsp;based on specific details, your insurance provider will&nbsp;be&nbsp;able to adequately assess your risk and the premium associated with that risk.</p>

<p>These training&nbsp;videos are intended as a tool to enable&nbsp;insurance agents to provide their clients sound counsel and&nbsp;floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 2, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers basic concepts of the National Flood Insurance Program, lender insurance requirements and increased cost of compliance.</p>

    Flood Insurance 101: Part 2 - Spanish Captions

    Video by FEMA Region 8

    ***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance Branch. For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer to the NFIP Flood Insurance Manual https://www.fema.gov/media-library/assets/documents/130234, or your insurance provider.  As risks can vary on individual structures based on specific details, your insurance provider will be able to adequately assess your risk and the premium associated with that risk.

    These training videos are intended as a tool to enable insurance agents to provide their clients sound counsel and floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 2, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers basic concepts of the National Flood Insurance Program, lender insurance requirements and increased cost of compliance.

  • <p>***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance&nbsp;Branch.&nbsp;For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer&nbsp;to the NFIP Flood Insurance Manual&nbsp;<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.fema.gov_media-2Dlibrary_assets_documents_130234&amp;d=DwMFAg&amp;c=4JOzdpIlQcN5fHQL_PMhCQ&amp;r=WD3sz4DaZPeKvvRjgTWKAF9PC5z7WdT7j0IGIn4f2RQ&amp;m=EaAv0rbnOi6jZmYr28WyZxEqBVEQULtNKCW0qvsunSQ&amp;s=Okp4m-OK9wetda2d3bqKKFgfT50MLqCAv6nYp5iL2Vg&amp;e=" target="_blank">https://www.fema.gov/media-library/assets/documents/130234</a>,&nbsp;or your insurance provider. &nbsp;As risks can vary on individual structures&nbsp;based on specific details, your insurance provider will&nbsp;be&nbsp;able to adequately assess your risk and the premium associated with that risk.</p>

<p>These training&nbsp;videos are intended as a tool to enable&nbsp;insurance agents to provide their clients sound counsel and&nbsp;floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 3, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers the preferred risk policy, group flood insurance policy, contents eligibility, and ineligible structures.</p>

<p>&nbsp;</p>

    Flood Insurance 101: Part 3 - Spanish Captions

    Video by FEMA Region 8

    ***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance Branch. For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer to the NFIP Flood Insurance Manual https://www.fema.gov/media-library/assets/documents/130234, or your insurance provider.  As risks can vary on individual structures based on specific details, your insurance provider will be able to adequately assess your risk and the premium associated with that risk.

    These training videos are intended as a tool to enable insurance agents to provide their clients sound counsel and floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 3, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers the preferred risk policy, group flood insurance policy, contents eligibility, and ineligible structures.

     

  • <p>***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance&nbsp;Branch.&nbsp;For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer&nbsp;to the NFIP Flood Insurance Manual&nbsp;<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.fema.gov_media-2Dlibrary_assets_documents_130234&amp;d=DwMFAg&amp;c=4JOzdpIlQcN5fHQL_PMhCQ&amp;r=WD3sz4DaZPeKvvRjgTWKAF9PC5z7WdT7j0IGIn4f2RQ&amp;m=EaAv0rbnOi6jZmYr28WyZxEqBVEQULtNKCW0qvsunSQ&amp;s=Okp4m-OK9wetda2d3bqKKFgfT50MLqCAv6nYp5iL2Vg&amp;e=" target="_blank">https://www.fema.gov/media-library/assets/documents/130234</a>,&nbsp;or your insurance provider. &nbsp;As risks can vary on individual structures&nbsp;based on specific details, your insurance provider will&nbsp;be&nbsp;able to adequately assess your risk and the premium associated with that risk.</p>

<p>These training&nbsp;videos are intended as a tool to enable&nbsp;insurance agents to provide their clients sound counsel and&nbsp;floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 4, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers the essential elements of rating, NFIP limits of coverage, minimum deductibles on NFIP policies, lowest floor guide, LFE/BFE considerations, basement and enclosure implications, the Community Rating System (CRS) and elevation certificates.</p>

    Flood Insurance 101: Part 4 - Spanish Captions

    Video by FEMA Region 8

    ***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance Branch. For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer to the NFIP Flood Insurance Manual https://www.fema.gov/media-library/assets/documents/130234, or your insurance provider.  As risks can vary on individual structures based on specific details, your insurance provider will be able to adequately assess your risk and the premium associated with that risk.

    These training videos are intended as a tool to enable insurance agents to provide their clients sound counsel and floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 4, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers the essential elements of rating, NFIP limits of coverage, minimum deductibles on NFIP policies, lowest floor guide, LFE/BFE considerations, basement and enclosure implications, the Community Rating System (CRS) and elevation certificates.

  • <p>***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance&nbsp;Branch.&nbsp;For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer&nbsp;to the NFIP Flood Insurance Manual&nbsp;<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.fema.gov_media-2Dlibrary_assets_documents_130234&amp;d=DwMFAg&amp;c=4JOzdpIlQcN5fHQL_PMhCQ&amp;r=WD3sz4DaZPeKvvRjgTWKAF9PC5z7WdT7j0IGIn4f2RQ&amp;m=EaAv0rbnOi6jZmYr28WyZxEqBVEQULtNKCW0qvsunSQ&amp;s=Okp4m-OK9wetda2d3bqKKFgfT50MLqCAv6nYp5iL2Vg&amp;e=" target="_blank">https://www.fema.gov/media-library/assets/documents/130234</a>,&nbsp;or your insurance provider. &nbsp;As risks can vary on individual structures&nbsp;based on specific details, your insurance provider will&nbsp;be&nbsp;able to adequately assess your risk and the premium associated with that risk.</p>

<p>These training&nbsp;videos are intended as a tool to enable&nbsp;insurance agents to provide their clients sound counsel and&nbsp;floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 5, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers pre-FIRM vs. post-FIRM rating, rating topics, floodproofing, accessory or appurtenant structures, submit for rate documentation, policy cancellation/nullification and severe repetitive loss properties.&nbsp;</p>

    Flood Insurance 101: Part 5 - Spanish Captions

    Video by FEMA Region 8

    ***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance Branch. For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer to the NFIP Flood Insurance Manual https://www.fema.gov/media-library/assets/documents/130234, or your insurance provider.  As risks can vary on individual structures based on specific details, your insurance provider will be able to adequately assess your risk and the premium associated with that risk.

    These training videos are intended as a tool to enable insurance agents to provide their clients sound counsel and floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 5, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers pre-FIRM vs. post-FIRM rating, rating topics, floodproofing, accessory or appurtenant structures, submit for rate documentation, policy cancellation/nullification and severe repetitive loss properties. 

  • <p>***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance&nbsp;Branch.&nbsp;For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer&nbsp;to the NFIP Flood Insurance Manual&nbsp;<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.fema.gov_media-2Dlibrary_assets_documents_130234&amp;d=DwMFAg&amp;c=4JOzdpIlQcN5fHQL_PMhCQ&amp;r=WD3sz4DaZPeKvvRjgTWKAF9PC5z7WdT7j0IGIn4f2RQ&amp;m=EaAv0rbnOi6jZmYr28WyZxEqBVEQULtNKCW0qvsunSQ&amp;s=Okp4m-OK9wetda2d3bqKKFgfT50MLqCAv6nYp5iL2Vg&amp;e=" target="_blank">https://www.fema.gov/media-library/assets/documents/130234</a>,&nbsp;or your insurance provider. &nbsp;As risks can vary on individual structures&nbsp;based on specific details, your insurance provider will&nbsp;be&nbsp;able to adequately assess your risk and the premium associated with that risk.</p>

<p>These training&nbsp;videos are intended as a tool to enable&nbsp;insurance agents to provide their clients sound counsel and&nbsp;floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 6, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers the Flood Insurance Rate Map (FIRM),&nbsp;flood&nbsp;zones, map revisions, newly mapped procedure, change in type of risk area, change in base flood elevation, removal from a high-risk area, close calls, best rate options, insurance progression, and insurance messaging.</p>

    Flood Insurance 101: Part 6 - Spanish Captions

    Video by FEMA Region 8

    ***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance Branch. For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer to the NFIP Flood Insurance Manual https://www.fema.gov/media-library/assets/documents/130234, or your insurance provider.  As risks can vary on individual structures based on specific details, your insurance provider will be able to adequately assess your risk and the premium associated with that risk.

    These training videos are intended as a tool to enable insurance agents to provide their clients sound counsel and floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 6, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers the Flood Insurance Rate Map (FIRM), flood zones, map revisions, newly mapped procedure, change in type of risk area, change in base flood elevation, removal from a high-risk area, close calls, best rate options, insurance progression, and insurance messaging.

  • <p>***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance&nbsp;Branch.&nbsp;For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer&nbsp;to the NFIP Flood Insurance Manual&nbsp;<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.fema.gov_media-2Dlibrary_assets_documents_130234&amp;d=DwMFAg&amp;c=4JOzdpIlQcN5fHQL_PMhCQ&amp;r=WD3sz4DaZPeKvvRjgTWKAF9PC5z7WdT7j0IGIn4f2RQ&amp;m=EaAv0rbnOi6jZmYr28WyZxEqBVEQULtNKCW0qvsunSQ&amp;s=Okp4m-OK9wetda2d3bqKKFgfT50MLqCAv6nYp5iL2Vg&amp;e=" target="_blank">https://www.fema.gov/media-library/assets/documents/130234</a>,&nbsp;or your insurance provider. &nbsp;As risks can vary on individual structures&nbsp;based on specific details, your insurance provider will&nbsp;be&nbsp;able to adequately assess your risk and the premium associated with that risk.</p>

<p>These training&nbsp;videos are intended as a tool to enable&nbsp;insurance agents to provide their clients sound counsel and&nbsp;floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 7, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers accessing historical maps, recent and upcoming legislative changes, the 18 percent cap on premium increases, reserve fund assessment, HFIAA surcharges, rating structure or PRP and newly mapped, subsidy elimination for lapsed policies, changes to the applications and declarations page, the flood insurance advocate, saving money on flood insurance, key takeaways on mitigations and further training opportunities and resources.</p>

    Flood Insurance 101: Part 7 - Spanish Captions

    Video by FEMA Region 8

    ***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance Branch. For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer to the NFIP Flood Insurance Manual https://www.fema.gov/media-library/assets/documents/130234, or your insurance provider.  As risks can vary on individual structures based on specific details, your insurance provider will be able to adequately assess your risk and the premium associated with that risk.

    These training videos are intended as a tool to enable insurance agents to provide their clients sound counsel and floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 7, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers accessing historical maps, recent and upcoming legislative changes, the 18 percent cap on premium increases, reserve fund assessment, HFIAA surcharges, rating structure or PRP and newly mapped, subsidy elimination for lapsed policies, changes to the applications and declarations page, the flood insurance advocate, saving money on flood insurance, key takeaways on mitigations and further training opportunities and resources.