Flood Insurance 101: Part 4 - Spanish Captions
***Disclaimer: This video offers a high-level overview of the National Flood Insurance Program (NFIP) from the FEMA Region VIII Floodplain Management and Insurance Branch. For detailed information about underwriting rules and procedures, the National Flood Insurance Program (NFIP), and NFIP products, please refer to the NFIP Flood Insurance Manual https://www.fema.gov/media-library/assets/documents/130234, or your insurance provider. As risks can vary on individual structures based on specific details, your insurance provider will be able to adequately assess your risk and the premium associated with that risk.
These training videos are intended as a tool to enable insurance agents to provide their clients sound counsel and floodplain managers to promote higher floodplain management standards with accurate information and advice about flood insurance. In Part 4, Diana Herrera, FEMA Region VIII Flood Insurance Specialist, covers the essential elements of rating, NFIP limits of coverage, minimum deductibles on NFIP policies, lowest floor guide, LFE/BFE considerations, basement and enclosure implications, the Community Rating System (CRS) and elevation certificates.