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Converting a High-Risk Policy to a Preferred Risk Policy (PRP)

The National Flood Insurance Program (NFIP) provides a streamlined process to allow property owners to retain their coverage by converting their existing high-risk Standard Flood Insurance Policy (SFIP) to a lower-cost Preferred Risk Policy (PRP) without a change in the policy’s effective date or a gap in coverage.

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Icon for file of type application/pdfAgent Map Update Factsheet: From High-Risk to Low- to Moderate-Risk

When flood maps update, agents can play a critical role in helping clients understand their new flood risk and maintain the financial protection they need at the best rate.

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