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Group Flood Insurance Policy Fact Sheet

As part of the effort to reduce future expenses from floods, FEMA directly purchases Group Flood Insurance Policy (GFIP) certificates on behalf of applicants who are required to obtain and maintain flood insurance. The National Flood Insurance Reform Act (NFIRA) of 1994 requires FEMA applicants to obtain and maintain flood insurance after receiving Individuals and Households Program (IHP) real and/or personal property assistance, when the pre-disaster home is located in a Special Flood Hazard Area (SFHA); this is otherwise known as a flood insurance requirement. The GFIP is a policy that is established for each disaster declaration that results from flooding and authorizes the Individual Assistance program.

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Icon for file of type application/pdfGroup Flood Insurance Policy Fact Sheet

As part of the effort to reduce future expenses from floods, FEMA directly purchases Group Flood Insurance Policy (GFIP) certificates on behalf of applicants who are required to obtain and maintain flood insurance. The National Flood Insurance Reform Act (NFIRA) of 1994 requires FEMA applicants to obtain and maintain flood insurance after receiving Individuals and Households Program (IHP) real and/or personal property assistance, when the pre-disaster home is located in a Special Flood Hazard Area (SFHA); this is otherwise known as a flood insurance requirement. The GFIP is a policy that is established for each disaster declaration that results from flooding and authorizes the Individual Assistance program.

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