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  • National Flood Insurance Program Flood Insurance General Change Endorsement

    This form enables an insured party to amend the insurance policy to reflect substantial improvements to the structure, a change in insurance agent or other significant change in the status of the insured person or structure.
  • National Flood Insurance Program Flood Insurance Application

    A two-part application for flood insurance coverage from the National Flood Insurance Program.
  • National Flood Insurance Program Elevation Certificate and Instructions

    The National Flood Insurance Program (NFIP) Elevation Certificate (EC) is an administrative tool used by the NFIP.  It is used to provide elevation information necessary to ensure compliance with community floodplain management ordinances; to determine the proper insurance premium rate; and or support a request for a Letter of Map Amendment (LOMA) to remove a building from the Special Flood Hazard Area.

    When completing Item B12 on the EC, for the most current and best available CBRS maps and boundary data, please go to the U.S. Fish and Wildlife Service (FWS) CBRS Mapper. The FWS website also provides additional information regarding CBRA property determinations.

  • National Flood Insurance Program’s Preferred Risk Policy and Newly Mapped Application

    This form is used to apply for a Flood Insurance Preferred Risk Policy (PRP) or for a Newly Mapped Policy.

  • Residential Basement Floodproofing Certificate

    This is a form that is provided to communities participating in the National Flood Insurance Program that have been granted an exception by FEMA to allow the construction of floodproofed residential basements in Special Flood Hazard Areas.
  • The Standard Flood Hazard Determination Form

    The Standard Flood Hazard Determination Form (SFHDF) is required for all federally backed loans and is used by lenders to determine the flood risk for their building loans. The SFHDF is authorized by the National Flood Insurance Reform Act of 1994 (NFIRA) and is imposed on lenders by their regulatory entities, not by FEMA. FEMA oversees the National Flood Insurance Program (NFIP) which makes federally administered flood insurance available throughout the United States and is responsible for development, updates and making the form available to users. Implementation of the mandatory flood insurance purchase requirements of the Flood Disaster Protection Act of 1973 and the National Flood Insurance Reform Act of 94, as amended, is the responsibility of the various Federal agencies that regulate lenders. Please contact your regulator or lender to determine their requirements. This form may be locally reproduced. The current version of the SFHDF has an expiration date of October 31, 2018 and the revised version is pending approval. This webpage will be updated with the revised version of the SFHDF once approved. The current version of the SFHDF is extended until further notice.

  • Executive Order 11988: Floodplain Management

    Executive Order 11988 requires Federal agencies to avoid to the extent possible the long and short-term adverse impacts associated with the occupancy and modification of floodplains and to avoid direct and indirect support of floodplain development wherever there is a practicable alternative.
  • NFIP Floodsmart Folder

    This document provides an overview of the National Flood Insurance Program and how it can benefit property owners. This folder advertises for the National Flood Insurance Program and cautions the public to be Flood Smart.
  • Agent's Premium Calculation Pad

    This is a pad of identical forms which insurance agents can use to calculate premiums for their customers.
  • NFIP Public Awareness Materials Order Form

    Use this form to order NFIP Public Awareness Materials such as stickers, stuffers, brochures, information sheets, booklets, and lender materials.

  • Guide to Application of the NEHRP Recommended Provisions in Earthquake-Resistant Building Design

    This publication is a companion and guide to the application of the 1991 NEHRP Recommended Provisions. Applications are illustrated with examples that cover various building materials and systems, including structural steel, reinforced concrete, timber, and masonry, as well as nonstructural elements. The guide also contains flow charts that illustrate the processes for satisfying the NEHRP Recommended Provisions.
  • Answers to Questions about the National Flood Insurance Program

    This booklet is intended to acquaint the public with the National Flood Insurance Program (NFIP). Despite the highly technical nature of the Program, there has been a deliberate effort to minimize the use of technical terms. This publication is designed for readers who do not need a detailed history or refined technical or legal explanations, but do need a basic understanding of the program and the answers to some frequently asked questions. Readers who need legal definitions should refer to the Standard Flood Insurance Policy and to NFIP and related regulations.

  • Su Seguro de Vivienda de residencia no cubre inundaciones

    Floods can happen anytime and anywhere. And they can happen fast. So whether you live near the water or not, you should always be ready. When a flood strikes, it causes anguish, destruction and financial hardship - and the joy of home ownership turns to heartache when the homeowner discovers that their insurance policy does not cover flooding. With an annual premium you can protect your property through the NFIP. Spanish language brochure.
  • Preferred Risk Policy for Businesses

    The National Flood Insurance Program's (NFIP) Preferred Risk Policy (PRP) protects commercial property in areas of low-to moderate-flood risk. They're the areas outside of known floodplains, shown as B, C, or X zones on a current Flood Insurance Rate Map. Most businesses, farm buildings, churches, and schools in these areas are eligible for the lower PRP rates, as long as the building does not have a significant history of flooding. This brochure provides information for building owners and tenants on premiums and coverage amounts.

    Póliza de Riesgo Preferencial para Propietarios de Negocios (Spanish Version)

    If you would like to order this publication in a hardcopy format, download and use the NFIP Public Awareness Materials Order Form.

  • Design Manual for Retrofitting Floodprone Residential Structures

    This report presents floodproofing techniques that can be used for existing residential structures.
  • Floodplain Management in the United States: An Assessment Report, Volume 1: Summary

    This publication is an evaluation of floodplain management activities conducted by the Federal Interagency Floodplain Management Task Force to report to the public and Congress on progress toward implementation of "A Unified National Program for Floodplain Management".
  • FEMA 182, Landslide Loss Reduction: A Guide for State and Local Government Planning

    The purpose of this guidebook is to provide a practical, politically feasible guide for State and local officials involved in landslide hazard mitigation. The guidebook presents concepts and a framework for the preparation of State and local landslide hazard mitigation plans. It outlines a basic methodology, provides information on available resources, and offers suggestions on the formation of an interdisciplinary mitigation planning partnership and a permanent State natural hazards mitigation organization. Individual States and local jurisdictions can adapt the suggestions in this book to meet their own unique needs.
  • Protecting Floodplain Resources - A Guidebook for Communities

    This guidebook has been written to introduce officials and citizens at the local level to a basic understanding of natural resources in floodplains and to offer suggestions for creating strategies for wisely managing these important areas. As scientific understanding of ecosystems grows, the importance of conserving and restoring the natural resources and functions of floodplains is increasingly recognized. Historically effective floodplain management was recognized as a necessary task to reduce the loss of life and property. However, floodplain areas are now also recognized as having an intrinsic value of their own as a part of the interconnected ecosystem and an influential role in increasing a community's quality of life.
  • FEMA P-312, Homeowner's Guide to Retrofitting 3rd Edition (2014)

    The Federal Emergency Management Agency (FEMA) has prepared this guide specifically for homeowners who want to know how to protect their homes from flooding. As a homeowner, you need clear information about the options available to you and straightforward guidance that will help you make decisions. This guide gives you both, in a form designed for readers who have little or no experience with flood protection methods or building construction techniques.
  • Promoting the Adoption and Enforcement of Seismic Building Codes: A Guidebook for State Earthquake and Mitigation Managers

    This guidebook provides background information and education materials to help state officials promote the adoption, administration, and enforcement of state and local model building codes that contain the latest seismic provisions. The guidebook describes the purpose, function, and effectiveness of building codes in general and seismic codes in particular and presents a step-by-step process for adopting and administering state or local codes. The appendices include the history and principles of seismic design; a state-by-state listing of state codes and code influences; seismic design practices in the U.S.; examples of state and local building codes and state legislation; services of three model code organizations in the U.S.; and resources, recommended readings, and educational materials. This guidebook is in the process of being updated and the revised version should be available in late 2009.