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Living with Levees: Information for Community Officials

For some community officials, living with levees is a fact of life. This page provides information on levee analysis, mapping requirements, and risk communication while clarifying the roles of the federal agencies involved in levee identification, analysis, restoration, and mapping. Guidance is provided on how to properly identify and communicate risk within your community, how levees are categorized or accredited, and requirements for mapping levee restoration or construction projects.

Know Your Risk, Know Your Role, Take Action Today!

Findlay, Ohio, September 14, 2007 -- John Guagentei (L) with Century Health - a Mental Health organization in Findlay, talks with a woman whose home was damaged from flooding in the community. FEMA arranges for counseling desks at Disaster Recovery Centers (DRC) as part of assisting flood victims.  John Ficara/FEMAJamestown, N.D., June 13, 2009 -- Homeowners near the James River continue to fight floodwater with a temporary sandbag levee.  Residents of the area have been trying to protect their homes from the rising river since April.  Photograph by Samir Valeja/FEMAKingfisher, Okla., August 19, 2007 --  First responders help a rescue boat returning with victims from flood waters caused by Tropical Storm Erin.  People needed to be rescued when flood waters rose quickly and left many people stranded.  FEMA's Individual Assistance Program has grants and other aid available to help flood victims recover from floods. Marvin Nauman/FEMA photo

Communicating the Flood Risk

Although levees are a critical part of our nation's infrastructure, they do not eliminate the flood risk in its entirety. The millions of Americans, and trillions of dollars in assets located behind levees are still vulnerable to flooding. Though levees can reduce some flood risks, they do not eliminate them. In some cases, levees actually increase risks. By creating a false sense of safety, communities may invest in development in levee impacted areas and thus increase the flood risk. Flood risks associated with levees can change over time. If levees are not properly maintained, risk of failure of the levee may increase resulting in catastrophic flooding.


Levees can be found in nearly one-quarter of the nation’s counties, and roughly 43 percent of the U.S. population lives in counties with levees. It is important that community officials in communities with levees continually communicate the risk associated with them. Along with identifying and communicating the risk, they need to identify the steps needed to protect families, businesses, and the community from the threat of flooding due to levee overtopping, breaching, or seepage. Living with levees is a shared responsibility.

Engaging the Public and Other Stakeholders

When levee designations change, effective communication is crucial for addressing questions and concerns about changes in risk. FEMA has created a Levee Outreach Toolkit to assist community officials in reaching out to residents, business owners, and other key industry stakeholders. The toolkit includes templates, flexible materials which local government officials and agencies can adapt and use to effectively communicate about levee risk. Visit the Community Officials: Levee Outreach Toolkit  to download these materials for tips on effective outreach approaches. Additional levee outreach materials that can be used by Real Estate, Lending, and Insurance Professionals are available through the Real Estate, Lending, and Insurance Professionals: Levee Mapping Status page.

For additional information, please access Levee Tools, Templates and Success Stories for Community Outreach which contains additional helpful resources such as:

  • Levees and Insurance Fact Sheet
  • Zone D and Levees Fact Sheet
  • Risk and Mitigation Fact Sheet for Property
  • Risk and Mitigation Fact Sheet for Community Officials
  • Commonly Used Terms and Acronyms for Levee Systems

Identifying the Flood Hazard

As the federal agency responsible for administering the National Flood Insurance Program (NFIP), FEMA identifies flood hazard zones through analyses and mapping projects, including mapping levee system accreditation. The information developed through these flood analyses and projects is provided to communities in the form of maps, called Flood Insurance Rate Maps (FIRMs). FEMA does not build, own or certify levees. The U.S. Army Corps of Engineers (USACE) is responsible for building and maintaining USACE-owned levees and for inspecting those structures to determine their level of maintenance. States, communities, and private levee owners are responsible for maintaining and operating the levees they own according to specific design criteria.

When a community with a levee goes through the remapping process, some levees may not, or can no longer, be able to be certified as meeting the minimum federal requirements for reducing the flood hazard. Consequently, when the community’s new FIRM becomes effective, the levees will be shown as non-accredited on the FIRM and the levee impacted area designated as a Special Flood Hazard Area (the area inundated by the 1-percent-annual-chance flood). Levee systems that are certified to have been constructed or improved to a higher standard will be shown on the flood maps as accredited levees with certain areas mapped as a moderate-hazard zone (Zone X (shaded)). Other levee systems that were previously shown as accredited, but now require additional documentation to be certified, may be shown as Provisionally Accredited Levees (PALs). Additional information on FEMA’s levee mapping requirements, including PALs, is provided in the sections below.

Levee Mapping Requirements

Levee systems that are designed to provide flood hazard reduction from the 1-percent-annual-chance flood may be accredited by FEMA. For FEMA to accredit a levee system on a FIRM as providing flood hazard reduction from the 1-percent-annual-chance flood, a Professional Engineer, or a Federal Agency that designs levees, must certify that the levee system is in compliance with the requirements outlined in Section 65.10 of the NFIP regulations and provide the appropriate data and documentation.

If FEMA does not receive the data and documentation required to show compliance with Section 65.10 of the NFIP regulations, FEMA will de-accredit the levee – that is, FEMA will map the levee impacted area as SFHA.

Levee Analysis & Mapping Approach Released

The Federal Emergency Management Agency (FEMA) released its Analysis and Mapping Procedures for Non-Accredited Levee Systems on July 12, 2013. Review additional information available on the Approach Release webpage.

For additional information, please access Levee Tools, Templates and Success Stories for Community Outreach which contains additional helpful resources such as:

  • Stakeholder Engagement for FEMA Levee Analysis and Mapping Procedures of Non-Accredited Levee Systems
  • At-a-Glance National Levee Process for Non-Accredited Levees

Provisionally Accredited Levee Systems

When a community with an effective accredited levee system is being remapped, the levee owner must provide the proper documentation to certify that it still meets Section 65.10 of the NFIP regulations. At the time of the mapping project, to assist owners who cannot provide FEMA with the required Professional Engineer-certified data and/or documentation to show the levee continues to provide flood hazard reduction from the 1-percent-annual-chance flood, FEMA established the Provisionally Accredited Levee (PAL) designation. Before FEMA will map the PAL designation for a levee system, the community or levee owner must sign and submit an agreement indicating the data and documentation required for compliance with Section 65.10 will be provided within a specified time frame not to exceed 24 months. Additional information on PALs can be found in the Provisionally Accredited Levees Brochure.

Finding More Information on Levee Accreditation and FEMA Guidance on Levees

FEMA’s guidance and standards related to levees and the accreditation process is available through the Guidelines and Standards for Flood Risk Analysis and Mapping page.

To assist community officials and levee owners, FEMA has also developed a “how-to” checklist for floodplain managers and engineers: Meeting the Criteria for Accrediting Levees on NFIP Flood Maps: How-To Guide for Floodplain Managers and Engineers.

A comprehensive catalog of levee-related publications and resources related to accreditation and other levee topics is available at the FEMA Levee Resources Library.

U.S. Army Corps of Engineers: Participation in Levee System Assessment

FEMA and USACE management and staff coordinate closely on levee system issues. On September 26, 2006, the USACE issued a memorandum that provides policy guidance for the inspection of levee systems. The USACE memorandum helps clarify the responsibilities of USACE and FEMA staff for notifying levee owners of the condition of their levee systems. The USACE memorandum also explains the data required to credit levee systems. FEMA and USACE staff collaboratively developed this memorandum and the FEMA Guidance for Flood Risk Analysis and Mapping, Levees, which are intended to be companion documents to cover situations where levee systems in the USACE program are evaluated for accreditation on FIRMs.

On January 18, 2007, USACE issued a memorandum to provide supplemental guidance for the inspection of levee systems in USACE programs. The purpose of the memorandum is to provide a one-time-only “maintenance deficiency correction period” of 1 year, which will allow public sponsors of levee system projects time to correct maintenance deficiencies before the project is placed in an “inactive” status in the USACE Rehabilitation and Inspection Program and becomes ineligible for Public Law 84-99 rehabilitation assistance.

USACE Engineering Circular 1110-2-6067 (USACE Process For the National Flood Insurance Program Levee System Evaluation) issued August 31, 2010 comprehensively outlines USACE’s policy for levee system evaluations performed by USACE for FEMA NFIP accreditation of levees.

For a comprehensive listing of key USACE documents relating to levee assessment, visit USACE’s Levee Safety Program webpage.

Mapping Requirements for Levee System Construction and Restoration Projects

In the interest of public safety, communities, state agencies, and federal agencies sometimes construct new levee systems to address flood hazards and reduce flood risks to the people and structures in certain communities or areas within a sate. In other situations, communities, state agencies, or federal agencies will undertake a project to restore the flood control capabilities of a levee system that had previously provided flood hazard reduction from the 1-percent-annual-chance flood, but which no longer meets this standard. FEMA has established regulatory and procedural requirements for the mapping of areas impacted by levee system construction and restoration projects. The Levee System Construction and Restoration Projects Home page contains information and resources related to FEMA regulatory and procedural requirements. This page outlines the benefits of including FEMA flood control restoration zones and adequate progress determinations, shown as Zone AR and Zone A99, respectively, on FIRMs.

For More Information

For additional levee resources, visit:

If you still have additional questions or need assistance, contact a Map Specialist in the FEMA Mapping and Insurance eXchange (FMIX) through the following methods:

  • Call 877-FEMA MAP (877-336-2627) Monday through Friday, 8:00 am through 7:00 pm (ET)
  • Email the FMIX
  • Chat with a Map Specialist Monday through Friday, 9:00 am to 5:00 pm (ET)

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Last Updated: 
06/05/2020 - 08:28