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National Flood Insurance Program Underwriting Forms

Find an Underwriting Form

National Flood Insurance Program Flood Insurance Cancellation/Nullification Request Form

FEMA Form 086-0-2: This form is used to cancel a Flood Insurance Policy.

V-Zone Risk Factor Rating Form and Instructions

FEMA Form 086-0-4: This form provides a basis for the actuarial rating of buildings and their contents on an individual risk basis that allows a rate discount for prudent building designs. This approach will serve to further the NFIP goals of providing incentives for hazard mitigation in coastal high hazard flood risk zones while permitting adequate insurance protection under premium rates that ensure that the risk of flood losses related to building placement and construction is borne by the owners of the properties at risk.

National Flood Insurance Program Flood Insurance General Change Endorsement

FEMA Form 086-0-3: This form enables an insured party to amend the insurance policy to reflect substantial improvements to the structure, a change in an insurance agent, or other significant changes in the status of the insured person or structure.

Flood Insurance Application

FEMA Form 086-0-1: A two-part application for flood insurance coverage from the National Flood Insurance Program.

Residential Condominium Building Association Policy (RCBAP) Form

FEMA Form F-144: The Residential Condominium Building Association Policy Form is issued to residential condominium associations on behalf of association and unit owners.

General Property Policy Form

FEMA Form F-123: The General Property Policy Form is issued to owners of residential buildings with five or more units, and to owners or lessees of non-residential buildings or units.

Dwelling Policy Form

FEMA Form F-122: The Dwelling Policy Form is issued to homeowners, residential renters and condominium unit-owners or owners of residential buildings containing two to four units.

Flood Insurance Preferred Risk Policy Application

FEMA Form 086-0-5: This form is used to apply for a Flood Insurance Preferred Risk Policy (PRP) or for a Newly Mapped Policy.

NFIP Flood Insurance Floodproofing Certificate for Non-Residential Structures

FEMA Form 086-0-34: The National Flood Insurance Program (NFIP) Floodproofing Certificate (FEMA form 086-0-34) is the form to be used to certify a floodproofing design for non-residential buildings that are permitted as an alternative to elevating to or above the Base Flood Elevation (BFE).

Elevation Certificate Form (form and instructions)

FEMA Form 086-0-33: Use this form to provide elevation information needed to comply with community floodplain management ordinances; to determine the proper insurance premium rate; and or support a request for a Letter of Map Amendment (LOMA) to remove a building from the Special Flood Hazard Area.

Elevation Certificate Form (form only)

FEMA Form 086-0-33 : Use this form to provide elevation information needed to comply with community floodplain management ordinances; to determine the proper insurance premium rate; and or support a request for a Letter of Map Amendment (LOMA) to remove a building from the Special Flood Hazard Area.

Residential Basement Floodproofing Certificate

FEMA Form 086-0-2: Form for NFIP communities that have been granted an exception by FEMA to allow the construction of floodproofed residential basements in Special Flood Hazard Areas.

Standard Flood Hazard Determination Form

The Standard Flood Hazard Determination Form (SFHDF) is required for all federally backed loans and is used by lenders to determine the flood risk for their building loans. The SFHDF is authorized by the National Flood Insurance Reform Act of 1994 (NFIRA) and is imposed on lenders by their regulatory entities, not by FEMA. FEMA oversees the National Flood Insurance Program (NFIP) which makes federally administered flood insurance available throughout the United States and is responsible for development, updates and making the form available to users. Implementation of the mandatory flood insurance purchase requirements of the Flood Disaster Protection Act of 1973 and the National Flood Insurance Reform Act of 94, as amended, is the responsibility of the various Federal agencies that regulate lenders. Please contact your regulator or lender to determine their requirements. This form may be locally reproduced. The current version of the SFHDF has an expiration date of October 31, 2018 and the revised version is pending approval. This webpage will be updated with the revised version of the SFHDF once approved. The current version of the SFHDF is extended until further notice.